Strategy - Cash Management Transaction Banking AnalystCountry: Spain

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.

This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

THE DIFFERENCE YOU MAKE

Santander Corporate & Investment Banking (Santander CIB) is looking for a Cash Management - Liquidity Strategy Analyst based in Boadilla del Monte (Madrid), within GTB - Global Cash Management | SCIB.

In this role, you will support the daily management of the Cash Management liquidity business, contributing to liquidity portfolio management, product development initiatives and pricing strategy optimisation. You will provide analytical support to the GTB Liquidity Desk and work closely with multiple internal stakeholders to ensure effective execution and ongoing development of liquidity solutions.

We're shaping the way we work through innovation, data-driven decision making, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Supporting senior team members in the execution of the Liquidity product development roadmap and participation in product initiatives.
• Managing and analysing liquidity portfolios, identifying risks and opportunities, and forecasting inflows and outflows.
• Monitoring interest rate, credit, liquidity and concentration risks within the liquidity portfolio.
• Supporting pricing strategy and execution of liquidity instruments, including deposits and non-maturing deposits (NMDs).
• Supporting strategic funding plans and diversification of funding sources.
• Producing analysis and reporting for senior management on liquidity positions, funding costs and market developments.
• Developing dashboards and analytics to track liquidity trends, cash usage and market conditions.
• Assisting in the enhancement of liquidity tools and reporting automation using Excel, Python and BI tools.
• Building and maintaining strong collaborative relationships with internal stakeholders, including Front Office, Treasury, Finance, Risk, Regulatory Reporting, Payments and Operations teams.
• Supporting senior team members in the daily management of Cash Management activities.
• Demonstrating ownership, accountability and commitment to achieving both team and individual objectives.

WHAT YOU'LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We're enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

• 3 - 5 years of experience in Cash Management, Liquidity, Treasury or related analytical roles (Required)

Education

• Bachelor's or Master's Degree (Required)

Languages

• English C1 (Required)
• Additional languages: Portugués

Hard Skills

• Strong Cash Management background (Required)
• Experience in liquidity modelling, cash-flow forecasting and treasury systems (e.g. Murex, Bloomberg) (Required)
• Ability to interpret balance sheets and funding plans (Required)
• Advanced proficiency in Microsoft Excel and PowerPoint (Required)
• Experience with data analytics and reporting tools (Python, BI tools) (Required)

Soft Skills

• Excellent analytical and problem-solving abilities
• Strong communication and execution skills
• Ability to work collaboratively across multiple internal functions
• Proactive, detail-oriented and results-driven mindset.

WE VALUE YOUR IMPACT

Your contribution matters, and it's recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• We're enable our teams to go beyond through global opportunities and broad career paths.
• Flexibility that works. Enjoy a hybrid working models-some days remote, some days onsite with your team-along with flexible hours.
• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)
• Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.
• Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
• Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.
• We know family is everything. That's why we offer childcare support and family-friendly programmes tailored to each life stage.
• Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.
• Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that's only the beginning-we'll tell you more when you join!

We're here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.

READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?

#SCIB