5d ago
Anti-Financial Crime Lead 🇩🇪
Anti-Financial Crime Lead 🇩🇪
Original Advert
Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75.
Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.
Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, and 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.
AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.
------------------------------------------------------------------------------------------------------
⭐ Mission
Join us as Anti-Financial Crime Lead (DE), based in our Belgrade office, to lead our team in identifying and reporting suspicious clients while ensuring Qonto's compliance with German AML/CFT regulations. You will manage a dedicated team of analysts, working closely with Ludmila (Lead Anti-Financial Crime Germany & CDD) to protect our growing client base from financial crime risks and support Qonto's strategic expansion in the German market.
👩💻🧑💻 As Anti-Financial Crime Lead (Germany) at Qonto, you will:
• Lead & Develop Your Team: Manage and mentor a team of 6 financial crime analysts, providing guidance, support, and fostering their professional growth;
• Oversee Investigations & Reporting: Validate and review enhanced investigations on suspicious client activities and ensure high-quality Suspicious Transaction Reports (STR) are submitted to German authorities;
• Quality Assurance: Conduct regular quality controls on case analysis and declarations to maintain the highest standards of regulatory reporting;
• Knowledge Management: Develop and maintain comprehensive documentation on financial crime patterns, including money laundering, sanctions evasion, and tax fraud specific to the German market;
• Process Improvement: Drive continuous improvement initiatives using methodologies like Kaizen and PDCA to optimize team efficiency and effectiveness;
• Cross-Team Collaboration: Partner with AML, Fraud, and local MLROs across multiple markets to ensure alignment and knowledge sharing;
• Risk Escalation Management: Oversee the investigation of escalations from the transaction monitoring team and ensure timely resolution.
🤔 What you can expect:
• Leadership Opportunity: Build and lead a high-performing team in a critical function for Qonto's German market expansion;
• Dynamic Growth Environment: Work in a fast-paced, scaling fintech environment with significant strategic impact;
• Team Context: Lead a strategic team that values quality, depth of analysis, and continuous learning;
• Collaborative Culture: Join a supportive environment that encourages innovation, with great managers who value curiosity and development;
• Methodology: Work with advanced tools and processes unique to Qonto, leveraging continuous improvement frameworks;
• Career Growth: Opportunity to shape the German AFC function and potentially expand your scope as Qonto grows.
🤝 About your future manager:
• Her background? Ludmila has 9 years of experience in Money Laundering prevention in the Fintech industry, starting from KYC/KYB-centered roles to being Anti-Financial Crime Lead, reporting directly to the MLRO of the German branch of Olinda. Upon joining Qonto, she contributed to launching its operation in Germany and has built the Anti-Financial Crime processes for the German market from scratch. Stepping into the Global CDD Expert role gave her an overview of KYC/KYB processes in all our markets.
• What does she bring to the team? Ludmila brings a wealth of experience in Anti-Financial crime analysis and regulatory compliance. Her leadership style fosters collaboration, continuous learning, and professional growth.
🏅 About You
• Experience: You have at least 3-4 years of experience in AML, Anti-Financial Crime, or Compliance, preferably within a Fintech or banking industry, with at least 1-2 years in a leadership or senior role;
• Management Skills: You have proven experience managing, mentoring, and developing team members, with the ability to drive performance while maintaining morale;
• Analytical Excellence: You have a logical mind capable of analyzing complex datasets, identifying patterns, and conducting thorough investigations of sophisticated financial crime schemes;
• Quality Focus: You have demonstrated ability to deliver and validate high standards of quality across multiple cases and team members;
• Regulatory Knowledge: You have deep understanding of AML/CFT regulations, suspicious transaction reporting requirements, and experience working with financial intelligence units;
• Process Orientation: You can design, implement, and optimize processes while maintaining compliance and efficiency;
• Leadership & Collaboration: You thrive in leading teams within a collaborative environment and can work effectively across multicultural teams to address complex compliance challenges;
• Language: You have native or C1 proficiency in German and are fluent in English.
At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.
------------------------------------------------------------------------------------------------------
On average, our hiring process lasts 20 working days. More information on our candidate journey here
------------------------------------------------------------------------------------------------------
🔒 Your security matters to us
Recruitment scams are on the rise. Keep in mind, we will never work with third-party platforms or agencies that request payment from candidates.If you receive a suspicious message claiming to be from Qonto, please report it right away (support@qonto.com)
Application managed by Qonto