Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75.
Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.
Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, and 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.
AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.
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Join us as an Enterprise Risk Manager and act as the "control tower" of risk at Qonto, ensuring we grow safely and sustainably as we aim to serve one million SMEs. You will have the widest possible view of our organization, working directly with Clément, our Hiring Manager, and key senior leaders to shape our risk culture and maintain our high standards.
👩💻🧑💻 As an Enterprise Risk Manager at Qonto, you will:
• Monitor and analyze Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs) across all risk types (Financial, Credit, Operational, Fraud, and Compliance) to detect trends and divergences.
• Act as a strategic partner by challenging indicator owners when metrics deviate from targets, and negotiating effectively to get them back on track.
• Drive the risk culture by proposing new indicators and proactively identifying areas where we need more control or where we should stop certain activities.
• Develop and maintain the Enterprise Risk Management framework, ensuring it scales with our growth and regulatory requirements.
• Produce high-impact reporting, including the Risk & Compliance North Star.
🤔 What you can expect:
• Central and transverse role: You will cover the entire spectrum of risks Qonto is exposed to, acting as a bridge between different departments.
• High visibility and impact: You will interact with C-level stakeholders.
• Modern tooling: We rely on data to make decisions; you will use tools like SQL and Metabase daily to extract insights.
• Scale-up environment: You will work in a setting that values quick adaptation and continuous improvement.
🤝 About your future manager:
You will report to Clément Chaperon, who leads a team structured around three pillars: Enterprise Risk, Credit Risk, and Financial Risk. Clément values analytical rigor and fosters a collaborative environment where team members are encouraged to grow and innovate.
🏅 About You:
• Experience: You have at least 5 years of experience in Risk Management, ideally within a neobank or fintech where you learned to balance banking rigor with agility. A certification like FRM (Financial Risk Manager) is highly valued.
• Seniority & Influence: You are comfortable interacting and negotiating with senior stakeholders (C-levels) and possess the confidence to defend your position.
• Technical Skills: You are proficient in SQL and Metabase to manipulate data autonomously.
• Mindset: You are proactive, solution-oriented, and have a strong "force of proposition" mindset to instill a robust risk culture.
• Languages: You speak fluent English; French is a strong plus for smoother communication with local teams.
At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.
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On average, our hiring process lasts 20 working days. More information on our candidate journey here
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🔒 Your security matters to us
Recruitment scams are on the rise. Keep in mind, we will never work with third-party platforms or agencies that request payment from candidates.
If you receive a suspicious message claiming to be from Qonto, please report it right away (support@qonto.com)