5d ago
Financial Risk Manager
Financial Risk Manager
Original Advert
Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75.
Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.
Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, and 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.
AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.
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Join us as a Financial/Structural Risk Manager to secure the financial foundations of Qonto as we transition into a regulated bank. You will tackle complex challenges related to liquidity and interest rate risks, ensuring our resilience in a shifting macroeconomic landscape. Working directly with Clément, you will shape the strategies that protect our assets and optimize our revenues, playing a key role in building a best-in-class risk management framework.
👩💻🧑💻 As a Financial Risk Manager at Qonto, you will :
• Identify, measure, and monitor structural risks (liquidity, interest rate, solvency, and FX) to ensure Qonto's financial stability.
• Design, write, and maintain the financial risk policies that define the framework for the ALM team's operations.
• Build, maintain, and improve risk models and dashboards using SQL and Python to value complex financial instruments (bonds, swaps,etc.) and track Key Risk Indicators.
• Challenge the Finance and ALM teams ensuring they align with our risk appetite and regulatory constraints.
• Contribute to major regulatory exercises and help structure the department's processes for our future status as a credit institution.
🤔 What you can expect :
• Market Context: Join us at a pivotal moment where we are structuring our banking operations with expectations of significant growth.
• Methodologies: We value a "trust but verify" approach where the Risk team sets the policies and monitors compliance, while giving autonomy to the ALM team for execution.
• Team: You will work in a pair with an experienced Financial Risk Manager, reporting directly to Clément, in an environment that encourages technical depth and ownership.
• Tools: You will use SQL and Python daily to access data and build your models.
• Impact: Your analysis will have a direct impact on the company's P&L and will guide strategic decisions.
🤝 About your future manager:
Your manager will be Clément Chaperon, who brings nearly a decade of experience in the financial sector.
Starting at Bpifrance in the dealing room, he advanced to lead the financial and country risks department before joining Qonto two and a half years ago. Clément values analytical rigor and fosters a collaborative environment where team members are encouraged to grow and innovate.
🏅 About You :
• Experience: You have at least 5 years of experience in Structural or Financial Risk Management.
• Technical Skills: You are proficient in SQL and Python (data manipulation, financial libraries) and can build models from scratch.
• Financial Knowledge: You have a deep understanding of financial instruments (bonds, interest rate swaps) and risk metrics (LCR, NSFR, VaR, sensitivities). FRM certification is a plus.
• Communication: You can explain complex financial concepts to non-experts and have the confidence to challenge stakeholders when necessary.
• Languages: You are fluent in English, French is a plus.
At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.
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On average, our hiring process lasts 20 working days. More information on our candidate journey here
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