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HUB Internship BM Pricing – Commercial Planning

BBVA
BBVA
Barcelona, SpainOn-siteCompetitiveAdded 1 month agoEntryInternshipRemote: On Site🇪🇸Spanish: Native
🇪🇸 Translated from Spanish

This job was originally posted in Spanish and automatically translated to English. You'll most likely need Spanish to apply.

Job Description

Excited to grow your career?

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

Learn more about the area:

TRAINING YOU WILL ACQUIRE:

1. Profitability Mindset: Understanding that it is not just about selling a lot, but about selling with a margin.

2. Learning to balance commercial volume with risk and margin.

3. Knowledge of the Regulatory Framework: Gaining knowledge of regulations, MIFID, and the Bank of Spain regarding transparency and consumer protection.

4. Synthesis Ability: Learning to summarize data into a single slide to be able to

identify what is happening in the market and deliver communication focused on
improvement proposals.
5. Management of market momentum for the incorporation of action criteria.
6. Teamwork and collaboration across different areas.

About the job:

Department: HUB BM Pricing - Commercial Planning

Schedule: from 09:00 to 17:00 (1 hour for lunch)
Duration: 6 MONTHS with the possibility of extension
Location: Rambla d´Ègara, 350 08221 Terrassa, Barcelona Spain


INTERNSHIP FUNCTIONS:
1. Market research and competitor knowledge (Benchmarking).

2. Identification of offers in the financial sector, market knowledge for cross-selling proposals (Payroll Promotion + Term Deposit), interest rate offers (TIN/TAE) for assets and liabilities.
3. Research of communication strategies in the financial sector, especially in digital channels such as websites, studying Push strategies, as well as in neobanks and comparison platforms.
4. Data analysis of the HUB's own activity and conducting studies to understand the evolution of authorized prices, average rates structured by volume, and compliant/non-compliant percentages. Both for liability and asset operations.
5. Study of frequent cases in the Complaints and Regularizations (Quality) area to identify common cases and propose lines of improvement based on these scenarios.

Skills:

View original advert (Spanish)

Excited to grow your career?

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

Learn more about the area:

FORMACIÓN QUE ADQUIRIRÁS:

1. Mentalidad de Rentabilidad: Entenderá que no se trata solo de vender mucho, sino de vender con margen.

2. Aprenderá a equilibrar el volumen comercial con el riesgo y el margen.

3. Conocimiento del Marco Regulatorio: Ganará un conocimiento sobre la normativa, MIFID, Banco de España, en cuanto a transparencia y protección al consumidor.

4. Capacidad de Síntesis: Aprenderá a resumir datos en una sola slide para poder

identificar que pasa en el mercado y realizar una comunicación enfocada a
propuestas de mejora.
5. Gestión del momentum de mercado para la incorporación de criterios de actuación.
6. Trabajo en equipo y colaboración entre diferentes áreas.

About the job:

Departamento: HUB Precios BM - Planificación Comercial

Horario: de 09.00 a 17.00 horas (1 hora para comer)
Duración: 6 MESES con posibilidad de prórroga
Ubicación: Rambla d´Ègara, 350 08221 Terrassa, Barcelona España


FUNCIONES DE LA BECA:
1. Estudio de mercado y conocimiento de la Competencia (Benchmarking).

2. Identificación ofertas sector financiero, conocimiento de mercado en propuestas de venta cruzada (Promoción Nómina + Plazo), Ofertas tipos de interés (TIN/TAE) de activo y de pasivo.
3. Investigación de estrategias en comunicación del sector financiero, especialmente en canal digital, como webs, estudiar estrategias Push, también en neobancos y plataformas de comparación.
4. Análisis de datos por la propia actividad del HUB y realizar estudios para conocer evolución de precios autorizados, tipos medios estructurados por volumen, porcentaje conforme/no conforme. Tanto en operaciones de pasivo como de activo.
5. Estudio de casos frecuentes en la parte de Quejas y Regularizaciones (Calidad) para identificar casos habituales y poder proponer líneas de mejora en base a estas casuísticas.

Skills:

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