CaixaBank is the leading financial group in Spain and one of the most significant banking institutions in the Eurozone, serving millions of customers through an extensive network of branches and digital channels. The company operates across retail banking, insurance, and asset management, maintaining a dominant market share in the Iberian Peninsula following its 2021 merger with Bankia.

With its legal headquarters in Valencia and major operational hubs in Barcelona and Madrid, CaixaBank offers a vast array of career paths ranging from local branch management to highly specialized corporate functions. For international professionals, the bank is particularly relevant in areas such as cybersecurity, fintech, data analytics, and sustainable finance, where it seeks to integrate global best practices into its digital transformation strategy.

Founded in 1904 as Caja de Ahorros y Pensiones de Barcelona ('la Caixa'), the institution transitioned to a publicly traded bank in 2011. In 2021, it completed a landmark merger with Bankia, solidifying its position as the largest bank in the Spanish domestic market.

Financial Regulation Lawyer/Manager (mad)

CaixaBank

This job was originally posted in Spanish and automatically translated to English. You'll most likely need Spanish to apply.

Job Description

CaixaBank is a financial group with a socially responsible universal banking model and a long-term vision, based on quality, proximity, and specialization. It offers a value proposition of products and services tailored to each segment, embracing innovation as a strategic challenge and a differentiating trait of its culture. Its leading position in retail banking in Spain and Portugal allows it to play a key role in contributing to sustainable economic growth.

What projects do we develop?
The Regulation, Wealth Management, and Product Governance Directorate, within the Legal Advisory Area, among other aspects, advises on the commercialization of financial services/instruments and digital assets within the Transparency section. It primarily supports central Business service teams (CaixaBank Wealth Management and, to a lesser extent, Retail Banking), Market Operating Services, Systems, etc., as well as Group companies and Branches. Likewise, we coordinate the commercialization activity of products with CaixaBank Asset Management and VidaCaixa.

The projects you will undertake in this position are:

Legal and regulatory advice on the commercialization, design, and approval of digital asset products and services, including cryptocurrencies, Stablecoins, tokens, and blockchain-based solutions, ensuring regulatory compliance and investor protection.
Coordination of regulatory implementation projects related to digital assets (MiCA, DLT Pilot Regime, etc.).
Participation in internal and external working groups on digital innovation and crypto-asset regulation.
Advice on the design of new investment products/services: Analysis of the regulatory and normative aspects of the commercialization of new products/services, as well as the legal implications and risks involved.
Sustainability advice on regulations affecting the entity (e.g., SFDR, CSRD, CDDD, Taxonomy Regulation).
Coordination and advice on regulatory implementation projects regarding investment services, focusing particularly on investor protection (e.g., MiFID, PRIIPs, IDD, SFDR).
Support in managing the approval process for new products and services. Support for the submission of applications for new products and services to the Transparency Committee.
Minimum Requirements

Law Degree. A master's, postgraduate degree, or specialization in the banking and/or financial sector or with a legal component will be positively valued.
5 years of experience in consulting, auditing, or legal, Compliance, or general control units.
Experience in legal advice on digital assets and emerging technologies, as well as specific training in crypto-asset and blockchain regulation.
Extensive knowledge of the financial, insurance, and asset management sectors, as well as the Group CaixaBank product and service portfolio.
Experience in advising on the commercialization of products and services, with a special focus on the securities, banking, and insurance markets.
Essential intermediate level of written and spoken English.
Key Competencies

Ability to anticipate and adapt to technological and regulatory changes in the field of digital assets, staying updated on international trends.
Proactive attitude and ability to work in a team and across different departments.
Critical, analytical, and synthesis capacity, as well as a high level of organization and planning.
Communication skills for interacting with other directorates.
Results-oriented and autonomy in the development of assigned functions.
Innovative profile, oriented towards seeking alternative and imaginative solutions to address various situations as they arise.
What do we offer?

Be part of the most innovative Bank in Western Europe, according to The Innovators awards from the US magazine Global Finance.
Onboarding program and personalized guidance for your professional development.
Individual training itinerary with access to our online platform, which offers an extensive catalog of self-learning resources to foster your continuous growth.
A comprehensive health insurance policy completely free for you. Additionally, you will be enrolled in the Pension Plan, to which CaixaBank will make contributions thinking of your future.
Flexible remuneration applied to transport, training, languages, childcare, among others.
Flexibility measures (remote work, flexible start times).
We hold the Top Employer certification, which recognizes us as one of the best companies to work for.
Job profile
Legal expert who advises the entity to ensure compliance with current regulations at all times, solve problems that may arise in different areas (commercial, labor, procedural, etc.), and avoid sanctions. The legal advisor may intervene in negotiation processes, advise on hiring, drafting contracts, policy advice, etc.Competencies
LEGAL ENVIRONMENT CAPACITY FOR CONCEPTUALIZATION BANKING AND/OR FINANCIAL PRODUCTS AND SERVICES ADVISING, REVIEWING AND DRAFTING COMMERCIAL AND CIVIL DOCUMENTS AND CONTRACTS S.1.4 ALLIANCES - COMMUNICATION S.2.1 HUMANISM - COMMUNICATION AND EMPATHY LEGAL ENGLISH MEDIA MANAGEMENT MORTGAGE AND CREDIT ADVISING BANKING AND FINANCIAL LAW CONSUMER LAW AND CONSUMER FINANCING EUROPEAN PAYMENT SERVICES REGULATION CREDIT PROTECTION BENCHMARKING / TRENDS SUSTAINABILITY STRATEGY S.1.1 ALLIANCES - COLLABORATION AND TRANSVERSALITY S.1.3 ALLIANCES - INFLUENCE S.1.2 ALLIANCES - CUSTOMER ORIENTATION S.2.2 HUMANISM - LEADERSHIP AND TEAM DEVELOPMENT / SELF-LEADERSHIP MONITORING OF SUPERVISORY ACTIONS S.4.1 ANTICIPATION - ANTICIPATION AND CHANGE MANAGEMENT 3.1 EMPOWERMENT - FOCUS ON RESULTS COMMUNICATION AND NEGOTIATION SKILLS S.5.1 DIVERSITY - PROMOTING DIVERSITY

View original advert (Spanish)

CaixaBank es un grupo financiero con un modelo de banca universal socialmente responsable con visión a largo plazo, basado en la calidad, la cercanía y la especialización, que ofrece una propuesta de valor de productos y servicios adaptada para cada segmento, asumiendo la innovación como un reto estratégico y un rasgo diferencial de su cultura, y cuyo posicionamiento líder en banca minorista en España y Portugal le permite tener un rol clave en la contribución al crecimiento económico sostenible.

¿Qué proyectos desarrollamos?

La Dirección de Regulación, Wealth Management y Gobierno de Producto, dentro del Área de Asesoría Jurídica, entre otros aspectos, en la parte de Transparencia asesora en la comercialización de servicios/instrumentos financieros y activos digitales, dando soporte fundamentalmente a los equipos de servicios centrales de Negocio (CaixaBank Wealth Management y en menor medida Banca Retail), de Servicios Operativos de Mercados, Sistemas etc., así como a empresas del Grupo y Sucursales. Asimismo, coordinamos con CaixaBank Asset Management y VidaCaixa la actividad de comercialización de sus productos.

Los proyectos que asumirás en la posición son:

Asesoramiento jurídico y regulatorio en la comercialización, diseño y aprobación de productos y servicios de activos digitales, incluyendo criptomonedas, Stablecoins, tokens y soluciones basadas en blockchain, asegurando el cumplimiento normativo y la protección al inversor.
Coordinación de proyectos de implementación normativa relacionados con activos digitales (MiCA, DLT Pilot Regime, etc.).
Participación en grupos de trabajo internos y externos sobre innovación digital y regulación de criptoactivos.
Asesoramiento en el diseño de nuevos productos/servicios de inversión: Análisis de los aspectos normativos y regulatorios de la comercialización de los nuevos productos/servicios, las implicaciones legales y riesgos de la misma.
Asesoramiento en materia de sostenibilidad sobre las normativas que afectan a la entidad (e.g. SFDR, CSRD, CDDD, Reglamento de Taxonomía).
Coordinación y asesoramiento en proyectos de implementación normativa en materia de servicios de inversión, centrados en particular en la protección al inversor (e.g. MiFID, PRIIPs, IDD, SFDR).
Soporte en la gestión del proceso de aprobación de nuevos productos y servicios. Apoyo a la presentación de solicitudes de nuevos productos y servicios ante el Comité de Transparencia.
Requisitos mínimos

Licenciatura en Derecho. Se valorará positivamente máster, postgrado o especialización en el sector bancario y / o financiero o con componente jurídico.
Experiencia de 5 años en consultoría, auditoría o unidades jurídicas, de Compliance o de control en general.
Experiencia en el asesoramiento jurídico sobre activos digitales y tecnologías emergentes, así como formación específica en regulación de criptoactivos y blockchain.
Amplio conocimiento del sector financiero, asegurador y de gestión de activos. Así como de la cartera de productos y servicios del Grupo CaixaBank.
Experiencia en el asesoramiento en materia de comercialización de productos y servicios, con especial foco en los ámbitos del mercado de valores, bancario y asegurador.
Imprescindible nivel medio de inglés escrito y hablado.
Competencias clave