Deutsche Bank is a leading global investment bank and financial services company headquartered in Frankfurt, Germany. It operates as a dual-pillar institution, serving private, corporate, and institutional clients across more than 58 countries. With a workforce of approximately 90,000 employees worldwide, it is one of the largest banking institutions in Europe, providing a wide range of services including asset management, retail banking, and capital markets.

In Spain, Deutsche Bank maintains a significant presence with a focus on private banking, corporate banking, and specialized technology hubs. The company has established major operations in Madrid and Barcelona, frequently hiring for international roles that require multilingual skills, particularly German and English. For international professionals, the bank offers a structured corporate environment with opportunities in fintech, risk management, and global operations, making it a key employer for expats in the Spanish financial sector.

Founded in 1870 in Berlin to promote and facilitate trade relations between Germany and international markets. It has since grown into a global banking giant, surviving numerous economic shifts to become Germany's largest financial institution.

For international professionals

Frequently recruits for multilingual roles, specifically requiring high proficiency in English and German (C1).
Operates major technology and service hubs in Barcelona and Madrid that support global operations.
Provides a structured corporate environment with clear career progression paths for international hires.
Actively hires for technical roles such as Site Reliability Engineering and Web Development to support its digital banking transformation.
Offers a diverse and inclusive workplace with a global workforce representing over 100 nationalities.

Cards & Digital Wallets Product Manager (f/m/x)

Deutsche Bank Spain

This job was originally posted in Spanish and automatically translated to English. You'll most likely need Spanish to apply.

Job Description

Job Description:

For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our employees, present in more than 60 countries and representing over 150 nationalities.

Their deep knowledge, experience, and commitment help our clients navigate an increasingly complex world, whether through our Corporate Bank, Private Bank, Investment Bank, or our Asset Management division.

Together, we can achieve a great impact for our clients, both locally and internationally, ensuring their lasting success and financial security.

At Deutsche Bank, we foster an inclusive and accessible work environment where everyone can fully develop. In line with our commitment to diversity and in accordance with the General Disability Law (LGD) in Spain, we encourage applications from candidates with a recognized degree of disability.

Role details and how you fit into the team

Join the Payments Product Management team within the Private Bank. You will participate in the development and management of the card portfolio, collaborating with business, technology, and external partners to drive innovative solutions and improve the customer experience.

Responsibilities

· You manage the full lifecycle of card products (credit, debit, wallets), from definition to performance monitoring.

· You analyze KPIs and detect opportunities for improvement, identifying root causes and proposing actions.

· You collaborate with external partners (Visa, Mastercard, Redsys, Bizum) and internal teams to ensure execution.

· You support the commercial network by identifying business opportunities and product improvements.

· You participate in strategic initiatives ensuring regulatory compliance and portfolio evolution.

Skills

· Solid knowledge of payment methods and cards, with a global view of the ecosystem (not just one area).

· Analytical capacity to interpret metrics, product performance, and customer behavior.

· Business mindset and orientation toward commercial impact.

· Communication and stakeholder management skills for both internal and external parties.

· High level of English and proficiency in Excel and presentations.

Well-being and Benefits

Mental and emotional balance: We support you during life's difficult moments, helping you manage crises, illnesses, and maintain good mental health. We have initiatives such as professional counseling, emotional support, and an open organizational culture where you can speak freely about mental health.
Physical well-being: We take care of your physical health by offering preventive measures and a work environment that promotes your well-being. This includes gym discounts, annual medical check-ups, or ergonomic desks, among other benefits.
Social connection: We firmly believe in collaboration, inclusion, and a sense of belonging as pillars of well-being. We encourage new perspectives, trust, and team cohesion with elements such as paid and unpaid leave, a hybrid work model (depending on the role), etc.
Financial security: We support you in achieving your financial goals both in your current professional life and in the future. Benefit from food allowances, pension fund contributions, employee banking services, flexible compensation programs...

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

View original advert (Spanish)

Job Description:

Durante más de 150 años, nuestra dedicación a ser el Global Hausbank para nuestros clientes ha sido impulsada por nuestros empleados, presente en más de 60 países y con más de 150 nacionalidades.

Su profundo conocimiento, experiencia y compromiso ayudan a nuestros clientes a desenvolverse en un mundo cada vez más complejo, ya sea a través de nuestra Banca Corporativa, Banca Privada, Banca de Inversión o nuestra división de Gestión de Activos.

Juntos podemos lograr un gran impacto para nuestros clientes, tanto a nivel local como internacional, asegurando su éxito duradero y su seguridad financiera.

En Deutsche Bank fomentamos un entorno de trabajo inclusivo y accesible, donde todas las personas puedan desarrollarse plenamente. En línea con nuestro compromiso con la diversidad y de conformidad con la Ley General de Discapacidad (LGD) en España, animamos a presentar su solicitud a aquellos candidatos que cuenten con un grado de discapacidad reconocido.

Detalles del rol y como encajar en el equipo

Únete al equipo de Product Management de Payments dentro de Private Bank. Participarás en el desarrollo y gestión del portfolio de tarjetas, colaborando con negocio, tecnología y partners externos para impulsar soluciones innovadoras y mejorar la experiencia de cliente.

Responsabilidades

· Gestionas el ciclo completo de productos de tarjetas (crédito, débito, wallets), desde definición hasta seguimiento de performance.

· Analizas KPIs y detectas oportunidades de mejora, identificando causas raíz y proponiendo acciones.

· Colaboras con partners externos (Visa, Mastercard, Redsys, Bizum) y equipos internos para asegurar la ejecución.

· Apoyas la red comercial identificando oportunidades de negocio y mejoras en producto.

· Participas en iniciativas estratégicas asegurando cumplimiento regulatorio y evolución del portfolio

Habilidades

· Conocimiento sólido de medios de pago y tarjetas, con visión global del ecosistema (no solo un área).

· Capacidad analítica para interpretar métricas, rendimiento de productos y comportamiento de cliente.

· Mentalidad de negocio y orientación a impacto comercial.

· Habilidades de comunicación y gestión de stakeholders internos y externos.

· Nivel alto de inglés y manejo de Excel y presentaciones.

Bienestar y Beneficios

Equilibrio mental y emocional: Te apoyamos en los momentos difíciles de la vida, ayudándote a manejar crisis, enfermedades y mantener una buena salud mental. Contamos con iniciativas como asesoramiento profesional, apoyo emocional, y una cultura organizacional abierta donde puedes hablar libremente sobre salud mental.
Bienestar físico: Cuidamos tu salud física ofreciéndote medidas preventivas y un entorno laboral que fomente tu bienestar. Esto incluye descuentos en gimnasios, chequeos médicos anuales o escritorios ergonómicos, entre otros beneficios.
Conexión social: Creemos firmemente en la colaboración, la inclusión y el sentido de pertenencia como pilares del bienestar. Fomentamos nuevas perspectivas, la confianza y la cohesión de equipo con elementos como permisos remunerados y no remunerados, modelo híbrido de trabajo (según e rol), etc.
Seguridad financiera: Te apoyamos para que alcances tus metas financieras tanto en tu vida laboral actual, como en el futuro. Benefíciate de ayuda alimentaria, aportaciones a fondos de pensiones, servicios bancarios para empleados, programa de compensación flexible...

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.