BBVA (Banco Bilbao Vizcaya Argentaria) is a leading global financial services group and one of the largest financial institutions in the world, with a significant presence in Spain, Mexico, South America, and Turkey. The bank is widely recognized for its pioneering digital transformation, consistently ranking as a global leader in mobile banking and fintech innovation while managing over 120,000 employees worldwide.

Headquartered in Madrid, BBVA is a major employer for international professionals, particularly within its Corporate & Investment Banking (CIB) and Engineering & Data divisions. The company operates out of 'Ciudad BBVA,' a massive, modern campus designed for agile collaboration, and offers a multicultural environment where English is the primary language for many global and technical functions.

BBVA was formed in 1999 through the merger of Banco Bilbao Vizcaya and Argentaria, though its roots date back to 1857 with the founding of Banco de Bilbao. It has evolved from a local Spanish bank into a global financial powerhouse and a digital banking pioneer.

Lawyer Specialized in Portfolio Sale Operations

BBVA

This job was originally posted in Spanish and automatically translated to English. You'll most likely need Spanish to apply.

Job Description

Excited to grow your career?

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

Learn more about the area:

The M&A and Reporting team is the unit within BBVA's Legal Services responsible for, among other things, providing legal advice on M&A operations, providing legal advice regarding portfolio sale operations, providing commercial and corporate legal advice to various entities within the BBVA group, as well as providing legal advice regarding the financial reporting of the BBVA Group.

About the job:

We are looking for a person to join the Legal Services team, specializing in portfolio sale operations. Your main mission will be to advise BBVA on portfolio sale operations, including, among others, the sale of non-performing loan portfolios (non-performing loans - NPLs) and re-performing portfolios (with and without collateral), including warehousing structures, securitizations, etc.

Your main functions will include:

Providing legal advice on portfolio sale operations, interacting transversally with key areas of the organization (capital management, tax advisory, accounting, etc.) and coordinating external advisory teams.
Acting as a specialist in the regulatory and legal framework applicable to portfolio sales, covering sectoral, regional, and state regulations.
Drafting and negotiating contractual documentation linked to these types of operations: purchase and sale agreements, loan management contracts (servicing), contracts linked to the financing structure of portfolio sale schemes, structuring of securitizations, among others.
Comprehensively coordinating legal due diligence processes.
Managing regulatory and corporate aspects, analyzing complex legal risks, and preparing legal reports.
Proactively monitoring regulatory and jurisprudential developments that impact the portfolio purchase and sale market.
Advising on other M&A operations, joint ventures, strategic alliances, etc.

Mandatory Requirements

Specific technical knowledge:
- Knowledge of Commercial, Corporate, and Financial Law, with a specific focus on banking regulations, securitizations, and servicing contracts.
- Mastery of complex financing structures (warehousing, securitization vehicles, asset securitization funds).
- Knowledge of M&A operations.

Experience: At least 5 years of professional experience in internal legal advisory for financial entities or in law firms, having led the execution of portfolio sale operations (NPLs, RPLs) and M&A transactions.
Academic Background: Degree or Bachelor's degree in Law.
Languages: Minimum English level: B2, with the ability to negotiate and draft complex contractual documentation in English.
Personal Skills:
- Priority management and dynamic environments: Organization and planning capacity to coordinate multiple simultaneous projects.
- Analytical and synthesis thinking: Ability to break down complex legal problems and translate them into clear business solutions.
- Excellence in written communication: Ability to draft executive reports and contracts with high technical precision.
- Collaboration and transversal communication between internal legal teams, external teams, and clients from other areas of the Group.
- Impact-oriented proactivity: Resolutive approach and autonomy to propose innovative legal solutions.

Desirable Requirements

Dual degree or complementary training in Economics, Business, Business Administration (ADE), or a Master's in Corporate Legal Advisory.
International experience or experience in cross-border operations.

Skills:

Client Orientation, Empathy, Ethics, Innovation, Proactive Thinking

View original advert (Spanish)

Excited to grow your career?

Learn more about the area:

El equipo de M&A y Reporting es la unidad que, dentro de los Servicios Jurídicos de BBVA, se encarga de, entre otros, prestar el asesoramiento jurídico en operaciones de M&A, prestar asesoramiento jurídico en relación con operaciones de venta de carteras, prestar asesoramiento jurídico mercantil y societario a diversas entidades del grupo BBVA así como prestar asesoramiento jurídico en relación con el reporting financiero del Grupo BBVA.

About the job:

Buscamos una persona que se incorpore al equipo de Servicios Jurídicos, con especialización en operaciones de venta de carteras. Tu misión principal será asesorar a BBVA en operaciones de venta de carteras, incluyendo, entre otras, operaciones de venta de carteras de préstamos fallidos (non-performing loans - NPLs) y carteras re-performing (con y sin garantías) incluyendo estructuras de warehousing, titulizaciones, etc.

Tus funciones principales incluirán:

Prestar asesoramiento legal en operaciones de venta de carteras, interactuando de forma transversal con áreas clave de la organización (gestión de capital, asesoría fiscal, contabilidad, etc.) y coordinando equipos de asesoramiento externo.
Actuar como especialista en el marco regulatorio y legal aplicable a la venta de carteras, abarcando normativa sectorial, autonómica y estatal.
Redactar y negociar documentación contractual vinculada a este tipo de operaciones: contratos de compraventa, contratos de gestión de préstamos (servicing), contratos vinculados a la estructura de financiación de los esquemas de venta de carteras, estructuración de titulizaciones, entre otros.
Coordinar de manera integral los procesos de due diligence legal.
Gestionar los aspectos regulatorios y societarios, analizar riesgos legales complejos y elaborar informes jurídicos.
Realizar un seguimiento proactivo de las novedades regulatorias y jurisprudenciales que impactan al mercado de compraventa de carteras.
Asesorar en el resto de operaciones de M&A, joint ventures, alianzas estratégicas, etc.

Requisitos obligatorios

Conocimientos técnicos específicos:
- Conocimientos en Derecho Mercantil, Societario y Financiero, con foco específico en normativa bancaria, titulizaciones y contratos de servicing.
- Dominio de estructuras de financiación complejas (warehousing, vehículos de titulización, fondos de titulización de activos).
- Conocimiento en operaciones de M&A.

Experiencia: Al menos 5 años de trayectoria profesional en asesoría jurídica interna de entidades financieras o en despachos de abogados, habiendo liderado la ejecución de operaciones de venta de carteras (NPLs, RPLs) y transacciones de M&A.
Formación Académica: Grado o Licenciatura en Derecho.
Idiomas: Nivel de inglés mínimo: B2, con capacidad para negociar y redactar documentación contractual compleja en inglés.
Habilidades Personales:
- Gestión de prioridades y entornos dinámicos: Capacidad de organización y planificación para coordinar múltiples proyectos simultáneos.
- Pensamiento analítico y de síntesis: Habilidad para desgranar problemas legales complejos y traducirlos en soluciones de negocio claras.
- Excelencia en comunicación escrita: Capacidad para redactar informes ejecutivos y contratos con alta precisión técnica.
- Colaboración e interlocución transversal entre equipos legales internos, externos y clientes de otras áreas del Grupo.
- Proactividad orientada al impacto: Enfoque resolutivo y autonomía para proponer soluciones jurídicas innovadoras.

Requisitos valorables

Doble titulación o formación complementaria en Económicas, Empresariales, ADE o Master en Asesoría Jurídica de Empresas.
Experiencia internacional o en operaciones transfronterizas.

Skills:

Client Orientation, Empathy, Ethics, Innovation, Proactive Thinking