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PHP Engineer

Remote, EU Remote +1·Full-time·Added 6 days ago (last checked 16 Oct)

Lendable

2 open roles

Overview

Work mode
Remote (EU Remote / Poland)
Contract
Full-time
Experience
3+ years
Benefits
Private health insurance

Visa options

  • The ad rules out sponsorship

    The advert says visa sponsorship isn’t available for this role.

  • May fit the digital nomad visa

    A remote job for a company outside Spain: you apply yourself, no sponsor needed. It asks for about €2,849 a month in remote income.

More jobs that may fit the digital nomad visa

Skills

Requirements

What we're looking for

Essential

  • 3+ years of experience

  • A strong, business-oriented engineer with modern PHP development experience (PHP 8.0+ is a must)

  • High degree of ownership and autonomy

  • A good understanding of a modern PHP framework like Symfony or Laravel

  • Strong automated testing skills (unit, integration, functional, Behat)

  • A keen desire to learn and contribute to a highly collaborative team

  • Experience with Domain Driven Design

Nice to have

Desirable

  • Experience working on financial systems

  • Experience with Message-Driven Systems and Event Sourcing

Pay & benefits

What you'll get

  • Winning team: the opportunity to scale up one of the world's most successful fintech companies

  • Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls

  • Health coverage: support for your physical and mental wellbeing, including private health cover

  • Retirement & savings: long-term financial wellbeing through retirement savings plans

  • Employee referral programme: earn a competitive bonus when you refer successful new team members

  • Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations

  • Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

The role

  1. Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

  2. Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions

  3. Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting

We're looking for a Mid level PHP Engineer to join our US Loans team!

Our engineering organisation is home to over 200 talented engineers across backend, frontend, mobile, and platform disciplines.

You'll be working on a new product we're building within our existing US Loans team. It's built on our established lending platform and codebase, so you'll help shape something new while working alongside experienced engineers who know the domain and the systems well.

You'll have the opportunity to work on everything from building and integrating new APIs to enhance the customer journey, to optimising our lending platforms, and engaging in deep architectural discussions. There's plenty to tackle, and we're excited to find the right people to take on the challenge.

How you'll work

Please note we are only able to hire in the UK and select EU countries on a remote basis

  • Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites

Our Tech Stack

We believe in using the right tools for the job, and our stack reflects our commitment to modern, efficient development:

  • Backend: PHP 8, Symfony 7, AWS, PostgreSQL, RabbitMQ, Docker, Kubernetes

  • CI/CD: GitHub Actions and ArgoCD (we deploy to production as soon as a feature is complete!)

  • Testing: Behat, PHPUnit

Hiring process

3 steps2 interviewsa task to do
  1. Introductory call

    With an engineer · 30 min

  2. Coding exercise

    In your own time

    A short coding exercise to complete in your own time.

  3. Onsite or video interview

    60–90 min

    Covers an introduction to the team and daily work, discussion of the coding exercise, an interactive architecture/design exercise, a tech project walkthrough, and cultural/behavioural questions.

Hiring process

We value your time and have designed an efficient process to get to know you:

  1. A quick chat with one of our team to see if the role is a good match.

  2. A practical take-home coding exercise for you to showcase your coding skills.

  3. A live coding technical interview to discuss your coding exercise and dive deeper into your skills.

  4. A culture-add interview to assess how you'd thrive within our team and organisation.

About Lendable

Lendable is a financial technology company that provides personal loans with personalised rates, instant decisions and same-day funding.

The company emphasises simplicity, speed and transparency, with a paperless application process, no hidden fees and customer service available 7 days a week. Its service quality is reflected in more than 100,000 reviews on Trustpilot, and it was voted Best personal loan provider at the British Bank Awards 2026.

Industry
Financial Technology
Founded
2014
Headquarters
London, United Kingdom

In their own words

About the company & team

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start:

  • One of the UK's most exciting unicorns with a team of over 800 people

  • Among the fastest-growing tech companies in the UK

  • Profitable since 2017

  • Backed by top investors including Balderton Capital and Goldman Sachs

  • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers' hands in minutes instead of days.

We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Additional information

Check out our blog!

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