Senior Software Engineer, Backend (Card)

Remote from Spain·Added 1 month ago

Affirm

15 open roles

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Overview

Job details

€86,000 - €122,000 a year
Gross, as stated in the ad.
About €4,690 - €6,340 a month after tax, or €5,130 - €7,410 under the Beckham regime.
Permanent contract
Per the ad.
Fully remote
Only from certain places, per the ad: “We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.”
Visa help
Help with the move, per the ad.
Visa sponsorship mentioned
Stated by the employer in the ad.

Requirements

Work in English
English is required, per the ad.
Have 4+ years of experience
Senior-level role.

Pay & benefits

What you'll get

Compensation & Benefits
Pay Grade - N
Equity Grade - 4

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: €86,000 - €122,000

Additional benefits include:
• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

Visa & relocation

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

Requirements

What we're looking for

· On-Call Rotation - There would be an on-call rotation for this role as a requirement.

What We Look For

· You have a total of 4+ years of experience as a software engineer.
· You are experienced in designing, developing and launching backend systems at scale technologies like Python, Kotlin, AWS, MySQL, and Kubernetes.
· You have experience shipping front end applications
· You have experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple and extensible design. You write high quality code that is easily understood and used by others.
· You are proficient at making significant changes in a large code base, and have developed a suite of tools and practices that enable you and your team to do so safely.
· Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
· You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

The role

At Affirm, we exist for the moments that matter-giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

We are reinventing credit cards in the most transparent way possible. We are working directly with card issuers to change how credit is used throughout the world, creating new types of cards that work for both their everyday lives and large purchases with extremely straightforward, flexible terms. You'll work across stacks and across the company, working both in just-in-time transaction processing that has to take place in milliseconds, along with our ledgering and reconciliation systems in post-transaction processing. This is some of the more difficult, exciting, experimental engineering work in Affirm. Join us and our team in Spain and Poland to help us revolutionize payments!

What you'll do

What You'll Do

· You will be responsible for owning and delivering quarterly goals for your team, leading engineers on your team through ambiguity to solve open-ended problems, and ensuring that everyone is supported throughout delivery.
· You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
· You will proactively identify project, process, technology or business issues, advocate for them, and lead in solving them.
· You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts.
· You will foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks.
· You will help develop talent on your team by providing feedback and guidance, and leading by example.

About Affirm

Affirm is a leading financial technology company that provides buy now, pay later (BNPL) services, enabling consumers to make purchases and pay over time with transparent, fixed payments. Founded in 2012 by Max Levchin, the company has grown into a major player in the fintech space, partnering with over 300,000 merchants, including major retailers like Amazon and Shopify. Affirm's platform offers point-of-sale loans, virtual cards, and savings products, and it is known for its focus on transparency and consumer-friendly financial solutions.

Affirm has established a significant engineering hub in Madrid, Spain, which serves as a key international technology center for the company. The Madrid office focuses on backend, fullstack, and mobile engineering, with roles spanning fraud prevention, card services, and international identity. The company's culture emphasizes collaboration, innovation, and a commitment to financial inclusion, making it an attractive employer for international tech professionals. Affirm offers competitive compensation, equity, and a flexible work environment, and it actively hires globally, with many roles in Spain open to English-speaking candidates.

Industry: Fintech
Founded: 2012
Employees: 1,000–5,000
Headquarters: San Francisco, USA
In Spain: Madrid
Website: affirm.com

Good to know if you are moving

Affirm's Madrid office is a major engineering hub, with many roles in backend, fullstack, and mobile development, offering opportunities for international engineers.
The company is publicly traded on the NASDAQ (AFRM) and has a strong brand in the fintech sector, which can be a plus for career growth.
Affirm offers competitive benefits, including equity, health insurance, and flexible working arrangements, which are attractive for relocating professionals.
English is commonly used in the Madrid office, making it accessible for non-Spanish speakers, though some roles may require Spanish for local market focus.
Affirm has a global presence with offices in the US, Canada, and Europe, providing potential for internal mobility across regions.

In their own words

Additional information

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We're committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we're happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

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