Financial Analyst

We're looking for a Financial Analyst to support our daily operations across card payments and settlement processes. This role is well suited for an early- to mid-level specialist who already has a basic understanding of financial operations in fintech and is looking to deepen their expertise. You'll work with data from Mastercard and Visa, support analysis of fees and profitability, and help ensure that financial and settlement processes run smoothly. The position offers hands-on exposure to core payment operations and the opportunity to grow within a fast-paced fintech environment.

• Oversee day-to-day financial operations related to both acquiring and issuing aspects of Mastercard and Visa
• Perform regular reconciliations between internal systems and Mastercard/Visa settlement reports
• Monitor and manage daily and periodic settlement processes with card schemes
• Conduct detailed analysis of interchange and scheme fees
• Assist in the financial evaluation of new partnerships, scheme changes, or pricing adjustments
• Working closely with other PSPs to ensure smooth financial coordination, data exchange, and performance tracking
• Analyzing the real profitability of individual acquiring partners, identifying trends, performance gaps, and opportunities for optimization

At Colibrix One, we're building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed EMI (FCA reference number 927920) and a Principal Member of Mastercard, we offer real-world financial solutions that include:

• Global card processing
• Digital wallet infrastructure
• Cross-border merchant accounts
• Alternative payment methods (APMs)
• Corporate accounts for legal entities

We're a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we're looking for talented professionals who are ready to shape the future of fintech.

• Solid Excel skills and confidence working with numbers
• Experience as a Financial Analyst in a fintech company or a bank
• Excellent written and verbal communication skills in English and Russian
• A proactive and responsible mindset, with a genuine interest in learning
• Attention to detail and accuracy in handling daily financial tasks
• Willingness to dive into reconciliations, financial data analysis, and partner coordination

• Educational background in Finance, Economics, or a related field
• Basic understanding of payment systems, especially Mastercard and Visa
• Experience working with PSPs or other financial partners
• Experience with Excel macros or basic automation in spreadsheets