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Senior Reconciliations and Payments Analyst

Remote from Spain·Added 4 days ago (last checked 26 Oct)

Finom

27 open roles

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Our summary

Work mode: Remote from Spain
Contract: Fixed-term
English: Required

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Skills

Requirements

What we're looking for

You have hands-on experience in reconciliation, payment operations, or treasury operations (e.g. as a reconciliation specialist, payment analyst, or accountant with reconciliation exposure)
You're comfortable with Excel and have some experience with data visualization/BI tools (Databricks, Metabase, Tableau, Power BI, or similar)
You have a working understanding of payment schemes and how money moves between banks and internal systems - you know who to go to when something doesn't add up
You're diligent and detail-oriented, especially when it comes to handling money movements
You're used to fast-paced, frequently changing environments and can adapt when processes shift - this isn't a role with a fixed rulebook
You have strong stakeholder management skills and are confident communicating with both internal teams and external partners (e.g. banks)
You're able to start immediately or on very short notice
You're open to a fixed-term contract (~5 months, with a real possibility of extension depending on business needs)

Nice to have

Experience working at a neobank or fintech (e.g. N26 or similar) - you'll likely need less ramp-up time in a high-change environment
A mathematical or quantitative background
Prior experience helping build or improve automations within a reconciliation or payments workflow
Basic SQL or data analysis skills

The role

Senior Reconciliation Analyst (Fixed-Term Cover)

Our Reconciliation team makes sure that every euro our clients see in their balances is actually backed by cash in the bank - and right now, we need an experienced Senior Reconciliation Analyst to join us on a fixed-term basis to cover a period of maternity leave.

This is a hands-on, high-impact role at the heart of our payment operations. You'll own the day-to-day routine of monitoring reconciliation breaks, investigating discrepancies, and working closely with engineering and banking partners to keep everything balanced. It's a fast-moving environment where priorities can shift daily, so we're looking for someone who thrives on structure one day and adapts the next.

While the core focus is routine reconciliation, there's real room to get involved in automation projects once you're up to speed - and this role can also be a strong stepping stone into other teams at the company longer-term.

What you'll do

Own daily reconciliation monitoring - checking that cash held in the bank matches client balances in our systems, and flagging and investigating any breaks or mismatches as they arise
Resolve reconciliation breaks end-to-end - determining whether an issue is internal (looping in engineering) or external (liaising directly with banks and third-party payment providers) and driving it to resolution
Maintain reporting and month-end close - supporting vendor reporting, regulatory reporting, and other recurring reporting cycles with a high level of accuracy
Work across data tools - using Excel alongside data visualization tools (Databricks, Metabase, or similar - Tableau/Power BI experience also welcome) to monitor and track reconciliation data
Contribute to automation - gradually helping automate manual reconciliation processes using AI and other tools, reducing reliance on spreadsheets over time
Handle occasional manual money transfers - with the accuracy and attention to detail this requires
Manage stakeholders across the business - working with engineering, treasury, and external banking partners to keep processes running smoothly

About Finom

Finom is a European fintech company that provides digital banking and financial management solutions for small and medium-sized businesses. The company offers business accounts, corporate cards, and expense management tools through a single platform, combining banking services with accounting and invoicing features. Finom operates across multiple European markets and has grown rapidly since its founding, positioning itself as a challenger bank for SMEs.

Finom has a significant presence in Spain, with a large number of open roles based there, including remote positions across Europe. The company's work culture is international and remote-friendly, with English as a common working language, making it accessible for international professionals. They are actively hiring for roles in engineering, product management, risk, and analytics, with many positions explicitly open to remote candidates across Europe, which is highly relevant for international professionals looking to relocate to Spain.

Industry: Fintech
Founded: 2019
Employees: 100–500
Headquarters: Amsterdam, Netherlands
In Spain: Madrid

Good to know if you are moving

Finom offers remote-first roles across Europe, meaning international candidates can work from Spain without relocating to the Netherlands.
The company's working language is English, making it accessible for non-Dutch speakers.
Finom provides a full suite of financial products (accounts, cards, expense management), offering broad experience in fintech.
Many open roles in Spain are explicitly remote across Europe, increasing flexibility for international hires.
The company is scaling rapidly, offering growth opportunities in a fast-paced startup environment.

In their own words

About the company & team

Our Reconciliation team is small but mighty - every analyst is expected to think like an owner, gradually automating routine work while keeping the core process rock-solid. It's a team that values flexibility (fully remote, outcome-focused - we care that the job gets done, not what hours you keep) and gives people real autonomy once the fundamentals are covered. If you enjoy solving problems that sit right at the intersection of data and payments, you'll fit right in here.

All open roles at Finom