Have the right to work in Spain
Bipi doesn't mention sponsorship in the ad.
Work in English
English is required, per the ad.
Be near Madrid for hybrid days
No relocation package mentioned.
University degree
“Estar cursando o haber finalizado recientemente estudios en Data Science, Estadística, Matemáticas, Econometría, Física, Ingeniería o titulaciones cuantitativas similares.” — per the ad.

This job was automatically translated to English.

Pay & benefits

What you'll get

Hybrid format: 2 days of remote work per week.
Participation in real data analysis and risk projects.
Professional development within the Risk team.
Exposure to credit risk models and methodologies such as IFRS 9.
Young and dynamic environment.
Well-connected offices.
Discounts on our fleet for employees.
dog friendly office.
International environment.

Requirements

What we're looking for

Currently studying or having recently completed studies in Data Science, Statistics, Mathematics, Econometrics, Physics, Engineering or similar quantitative degrees.
Solid knowledge of SQL and Python.
Academic or practical experience working with databases and large volumes of information.
Knowledge of statistics and data analysis.
Ability to analyze, transform, and extract information from different data sources.
Analytical skills and attention to detail.
Interest in applying Data and quantitative analysis knowledge to the field of Credit Risk.
English B2/C1.

Nice to have

Knowledge or academic experience in predictive modeling or machine learning.
Knowledge of credit risk models.
Experience working with financial or risk data.
Knowledge of IFRS 9 or credit provisions.
Familiarity with financial risk regulation and management concepts.

The role

Are you interested in data analysis and want to apply your knowledge to credit risk management?

At Bipi, we are looking for an intern to join the Risk team, with a solid foundation in data analysis, Python, SQL, and database management, to participate in the analysis and monitoring of credit risk for a digital company with an international presence.

We are looking for an analytical and quantitative profile, with technical knowledge that can be applied from the start to the analysis of data and models related to credit risk.

What you'll do

Analysis and exploitation of databases for risk management.
Support in the development, improvement, and monitoring of credit risk statistical models.
Analysis of the portfolio and credit exposures.
Preparation and monitoring of risk reports.
Performing segmentations and statistical analyses.
Monitoring of provisions under IFRS 9 methodology.
Data analysis to identify patterns, trends, and possible risks.
Performing statistical analyses required by the Risk area.
Collaboration with different teams on projects related to data and risk.

What will you be able to develop in this position?

Apply your knowledge of Python, SQL, and data analysis to real business cases.
Deepen your expertise in the field of Credit Risk and statistical modeling.
Work with real data and participate in risk analysis and management projects.
Learn methodologies used in the financial sector, such as IFRS 9.
Develop your experience in an international and multidisciplinary environment.

Why do your internship in Risk at Bipi?

This position is especially aimed at profiles that want to combine their training in Data, Statistics, Mathematics, or Engineering with the field of risk management.

You will be able to apply your technical knowledge to real projects and learn how data and statistical models are used to support credit risk-related decision-making.

Related areas:
Data Analytics · Data Science · Credit Risk · Risk Modelling · Machine Learning · Quantitative Analysis · Fintech

About Bipi

Bipi is a European car subscription company founded in 2017 by Hans Christ (CEO) and Alejandro Vigaray (COO). Customers subscribe to a car from over 40 makes and models with maintenance, taxes and servicing included in a single monthly payment, with flexible terms from 1 to 48 months and no down payment. The company describes itself as 100% technological and digital with a startup philosophy, and operates as part of RCI Bank, the Renault Group's financial company, serving customers across Spain, France, Italy, the Netherlands, the UK and Germany.

Bipi was founded in Spain and later expanded its business beyond Spain to other European markets.

Industry: Car Subscription
Founded: 2017
Website: bipicar.com

Good to know if you are moving

Bipi is a 100% technological and digital company with a startup philosophy, and is part of RCI Bank, the Renault Group's financial company.
Founded in Spain in 2017, Bipi has expanded to serve customers in France, Italy, the Netherlands, the UK and more regions.
The company operates in 6 countries in Europe, with careers-site job listings across Italy, Spain, the Netherlands and France.

In their own words

About the company & team

Just as you subscribe to listen to music or watch series, Bipi now offers you a new way to have a car: subscription.

Our goal is to revolutionize the automotive sector by adapting to each person's needs. We work day by day to be an international benchmark company, offering service in Spain, France, Italy, Netherlands, United Kingdom, and Germany.

All open roles at Bipi