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Credit Risk Specialist fluent in English and Spanish

Hybrid in Barcelona·Added 3 months ago (last checked 15 Oct)

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Michael Page España

2421 open roles

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Our summary

Work mode: Hybrid, Barcelona
Contract: Permanent
Spanish: Fluent
English: Required
Education: University degree
Benefits: Private health insurance, flexible pay plan, gym access

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Skills

Nice to have

Pay & benefits

What you'll get

Flexible working hours: start time between 7:30 and 10:00
Hybrid work policy: 3 days in the office and 2 days remote
Subsidized canteen offering a full menu for €3.60 (deducted directly from payroll).
On-site gym, plus guided classes outside working hours for €18/month.
Parking available.
Flexible compensation plan including private health insurance, transport card, and childcare vouchers (paid through payroll).
Pension plan with Banco Santander (fully transferable to the employee upon departure).
Employee e-shop with discounts on company products.
Christmas gift box with company products valued at over €1,000.
Remote work allowance of €200 during the first month.

The role

We are seeking a Credit Risk Specialist fluent in English and Spanish

Credit Risk Specialist fluent in English and Spanish
Great opportunity to boost your career!

What you'll do

Mission:You'll be responsible for managing and monitoring customer credit risk within the global financial services team. The role focuses on assessing creditworthiness, defining credit limits, and ensuring compliance with global credit policies, while supporting business growth and minimizing financial exposure.

The team's objective is to reduce bad debt risk and optimize trade receivables, while partnering with commercial and finance teams across different markets.Functions and Responsibilities:

Assess and review customer risk profiles and credit limits
Ensure the implementation and enforcement of global credit policies across all subsidiaries
Manage relationships with credit insurance providers and oversee insurance coverage
Monitor credit limit utilization and blockages, and take appropriate action
Make credit decisions within assigned authority levels
Act as a key point of contact for Customer Service and Commercial teams to communicate credit decisions and ensure timely review of new customers
Regularly liaise with Finance Directors, General Managers, and Commercial Directors within local credit committees
Plan and coordinate quarterly credit review activities
Prepare reports and presentations for top management on credit risk exposure and status
Manage claims processes with credit insurance companies

¿A quién buscamos (H/M/D)?

Requirements

Experience: Experience in credit risk analysis, financial analysis, or customer risk assessment. Exposure to credit insurance is a plus
Education: Bachelor's degree in Economics, Business Administration, or a related field
Languages: Fluent in English and Spanish

Competencies

Flexible and adaptable to change
Excellent verbal and written communication skills
Proactive and responsible attitude
Strong analytical and financial assessment skills
Strong critical thinking abilities
Team player
Ability to work in a fast-paced environment
Ability to work in a multicultural environment

Specific Knowledge Required

Proficiency in SAP and Microsoft Office
Experience with Power BI is a plus
Advanced Excel skills (including macros) are an advantage

Hiring process

2 steps2 interviews

CV registration
Consultant contact
With a specialist Michael Page consultant
If they see that your experience and motivations fit the values and needs of a hiring company, they will contact you to start the selection process: they will learn about your expectations, answer your questions and help you prepare for each stage of the process.
Company interview
With a client company
If your application progresses, we will help you prepare for the interview with useful information about the company, its culture and what it looks for in a profile like yours.
Final stage and negotiation · With a client company

The final stages are set by the client company: Michael Page acts as an intermediary, and the interview and decision rest with the hiring company.
Support continues after the contract is signed.
Michael Page cannot support every candidate; registering and keeping your profile up to date opens the door to future processes.

About Michael Page España

Michael Page is a global recruitment consultancy and part of PageGroup, one of the world's leading professional recruitment firms. The company specializes in placing mid-to-senior level professionals across a wide range of sectors, including technology, engineering, finance, sales, and human resources. With a strong presence in Spain, Michael Page operates offices in major cities and offers services such as executive search, temporary staffing, and outsourcing solutions.

Industry: Staffing

In their own words

About the company & team

Our client is a leading international company operating in the premium beauty and fashion industry, with a strong presence across global markets. The organization is recognized for its iconic brands, innovation, and commitment to excellence, offering a dynamic and fast-paced environment for professionals looking to grow their careers in a highly competitive sector.

All open roles at Michael Page España