Junior AML Analyst

What we offer

1. Permanent contract from day one. We want you to grow with us in the long term.
2. Hybrid remote work model. We combine flexibility and in-person connection, with a clear and balanced policy. Since our headquarters is in Madrid, we require that you have the possibility to attend regularly.
3. Open and participatory culture. We value the opinion of the entire team and foster an environment where all voices are heard.
4. Flexible compensation. Choose how to distribute part of your salary to get more out of it: transport, childcare, medical insurance, meal vouchers... and more.
5. Vacation. You can request as many days as you need, beyond the legal minimum, always in coordination with your team.
6. Flexible schedule. We organize ourselves based on objectives and results.

At Bnext, we build financial infrastructure so that other companies can offer payment services under their own brand (white-labelling). We were born in 2016 as an alternative to traditional banking and were among the first Spanish fintechs to obtain an Electronic Money Institution license from the Bank of Spain. Today, we put our technology and expertise at the service of those who want to innovate in payments and financial means. Our purpose is to create a more agile, human, and accessible experience, removing barriers and connecting with the real needs of people.

We are currently looking for a Junior AML Analyst with at least 1 year of experience to join our Compliance team. Reporting directly to the AML/CFT Manager, you will be a key part in the prevention of money laundering and terrorist financing, participating in transaction analysis, alert management, and the regulatory compliance that allows us to continue growing safely.

As a Junior AML Analyst, your functions will be:

1. Apply standard and enhanced due diligence measures, in accordance with current regulations and Bnext's Customer Onboarding Policy.
2. Analyze alerts derived from the screening of customers and parties against international sanction lists and Politically Exposed Persons (PEP) databases.
3. Analyze alerts derived from the screening of customers and parties against international sanction lists and/or politically exposed persons.
4. Review and analyze suspicious activity alerts generated by Bnext's internal systems.
5. Monitor the suspicious activity of high-risk customers.
6. Request and review information from customers under investigation in relation to detected alerts.
7. Handle requirements from regulatory authorities and external collaborators regarding AML/CFT and fraud, managing some of them autonomously.
8. Support the preparation, review, and updating of internal manuals and procedures regarding AML/CFT and fraud control.
9. Collaborate in the coordination, review, and submission of reports to SEPBLAC.

1. Interest and motivation to train and grow in AML/CFT matters and financial regulation.
2. Good proficiency in Microsoft Office suite and Google tools (Docs, Sheets...).
3. You are motivated to learn and grow in a constantly evolving regulatory environment.
4. You have an analytical mindset, but you know how to translate analysis into practical solutions.
5. You are organized and detail-oriented; you care about the quality of your work because you know that in Compliance, every small error matters.
6. You enjoy teamwork, contributing judgment and collaborating constructively.