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89,000+ live jobsP&C and Health Risk Analyst
On-site in Madrid·Full-time·Added today (last checked 12 Nov)
Our summary
- Work mode
- On-site, Madrid
- Contract
- Permanent, full-time hours
- Spanish
- Expected (ad in Spanish)
- English
- Required
- Experience
- 4+ years
- Education
- University degree






Visa options
The ad doesn’t mention sponsorship
Not a refusal, but not a yes. Worth asking in your first message.
Skills
This job advert was originally written in Spanish.
Requirements
What we're looking for
- University degree in Business Administration, Business Management, Economics, Actuarial Science, Engineering, or equivalent.
- Between 4 and 5 years of experience in risk analysis, risk management in insurance companies, or insurance auditing (Big 4).
- Knowledge of programming, data management (Data Bricks), and artificial intelligence tools.
- Deep knowledge of the insurance business and the current market.
- Excellent communication skills, with the ability to convey complex concepts clearly and persuasively.
- Advanced level of English, both written and spoken.
Nice to have
- Experience in non-life underwriting will be valued, especially in risks with sums insured exceeding 30 million euros.
The role
Are you passionate about managing risks and contributing to the sustainability of the insurance sector?
Add value to the organization through the analysis, control, and evolution of the main risk indicators in the P&C and Health segments. You will be a strategic ally to the business, promoting a risk management culture that drives sustainable growth and innovation in the insurance sector. Your contribution will be fundamental to strengthening the security and stability of the company, aligned with current trends in digital transformation and sustainability.
WHY THIS POSITION?
You will be part of a constantly evolving sector, where innovation and risk management are key to offering solutions that protect people and businesses. You will have the opportunity to work in a dynamic environment, with challenging projects and a team committed to professional development and excellence. Additionally, you will contribute to strengthening the organization's position in the market, promoting responsible and sustainable practices.
What you'll do
- Lead the definition and monitoring of risk KPIs, ensuring their correct evolution and control.
- Collaborate in the formulation of underwriting and renewal conditions based on risks that exceed certain established thresholds.
- Analyze terms and conditions in new business opportunities that exceed defined risk limits, supporting underwriting decisions.
- Participate in the modeling and calculation of Solvency and ORSA, both under the Internal Model (“STEC”) and under the Standard Formula, ensuring capital strength and risk management.
- Define and manage the Risk Appetite in P&C risks, aligned with the corporate strategy.
- Coordinate internal processes and collaborate with other departments, ensuring integrated risk management.
- Participate in key processes such as Reserving, Product Approval, Portfolio Management, Reinsurance Optimization, and internal control matrices.
- Evaluate catastrophic and climate risks through scenario analysis, exposure assessment, and potential loss estimation to support strategic decisions in underwriting, pricing, and risk management.
Hiring process
Apply online
Talk with recruiter
With a recruiter
A first chat with your recruiter.
Interview
With hiring manager and key stakeholders
An interview with the hiring manager and other key stakeholders you will work with. Candidates typically meet two to four people for up to an hour each, depending on the role.
- AXA aims to reply within 2 weeks of receiving an application; this may be a system-generated email.
- Case studies, online tests or language tests can be required for some positions.
- The stated 8-12 weeks run from application to start date, not to offer.
About AXA Spain
AXA is a multinational insurance group headquartered in Paris, France, operating in the fields of property, casualty, life, savings, and health insurance. With over 90 million customers worldwide and a strong presence in Europe, AXA is one of the largest insurance brands globally. In Spain, AXA operates as AXA Spain, offering a wide range of insurance products and services, and is a significant player in the Spanish insurance market.
AXA Spain has its main offices in Madrid and Barcelona, with a strong focus on digital transformation, data, and AI. The company is actively hiring for roles in technology, data science, cybersecurity, and business management, making it an attractive employer for international professionals. AXA offers a multicultural work environment, opportunities for career growth, and a commitment to innovation and sustainability.
- Industry
- Insurance
- Founded
- 1985
- Employees
- 50,000–100,000
- Headquarters
- Paris, France
- In Spain
- Madrid, Barcelona
Good to know if you are moving
- AXA Spain offers roles in English and Spanish, with many technical positions open to international candidates.
- The company has a strong focus on digital transformation, with many roles in AI, data, and cybersecurity.
- AXA provides global mobility opportunities, allowing employees to work across different countries.
- Spain offices are located in Madrid and Barcelona, both major hubs for international professionals.
- AXA is committed to diversity and inclusion, with programs supporting international hires.
In their own words
About the company & team
AXA Spain is one of the most relevant Talent Centers for AXA, with more than 3,000 employees working on local and international projects.
We are proud to have been awarded various certifications such as Top Employer and Top LinkedIn Company, thanks to our environment of development, diversity, and inclusion.
We work for the progress of society by protecting what matters. We create sustainable long-term value while protecting our customers, our economy, our environment, and society.
Here, you will be able to grow professionally, work with flexibility, and be part of a team that drives change and innovation.
At AXA, we actively promote Diversity and Inclusion by offering equal opportunities. Possession of a disability certificate will be positively valued.
If you are looking for a place where you can make a difference, we are waiting for you at AXA Spain!



