The English-language job board for Spain

Commercial Banking Full-Time Analyst

Hybrid in Madrid·Full-time·Added 10 days ago

Citi

3 open roles

Apply

Overview

Job details

Full-time hours
Per the ad.
Hybrid
Office and home days — the ad has the split.

Requirements

Have the right to work in Spain
Citi doesn't mention sponsorship in the ad.
Be near Madrid for hybrid days
No relocation package mentioned.

Pay & benefits

What you'll get

The Full Analyst Program starts in July 2027 and begins with in-depth training. People learn differently, so we combine formal training with complete hands-on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally.

We're committed to teaching you the ropes. The Analyst Program starts in July and begins with an in-depth training program. Based on your interests and our needs, you will be matched with a Commercial Banking team to work with for the duration of the Program.

The role

Citi's Commercial Bank ("CCB") is looking for Full-Time Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi's banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Full-Time Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally.

You're the brain behind our work.

Your time here will look like this...

We provide you with the knowledge and skills you need to succeed.

The role of Coverage team members is to serve as a thought partner to our clients, working closely with them to deliver the full breadth of Citi's solutions to help them fund their operations and expand both locally and overseas.

What you'll do

By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of:

The CCB target market, value proposition, and client coverage model
How bankers interact with clients and identify their needs
The various credit product types and how these solutions best fit client needs
The commercial loan underwriting process, including loan structuring and documentation
The end-to-end credit process including new origination of credit and the monitoring of an assigned credit portfolio
Engaging with clients, prospects, and centres of influence
Citi credit and regulatory policies and procedures

Analysts play a critical role in meeting the needs of our clients and prospects, including:

Conducting company research and industry analysis
Analysing financial data and performing financial modelling focused on company valuations, discounted cash flow analysis, and pro-forma analyses
Supporting the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross-border loans approved locally and extended overseas through the CCB's global network of 26 countries
Taking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals
Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks
Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams

About Citi

Citi is a global financial services corporation and one of the largest banks in the world, providing a wide range of banking, investment, and wealth management services to consumers, corporations, governments, and institutions. With a presence in over 160 countries, Citi operates through two main segments: Institutional Clients Group and Personal Banking and Wealth Management. The bank is known for its extensive global network and its role in cross-border banking and capital markets.

In Spain, Citi has a significant presence, primarily in Madrid, where it serves corporate, institutional, and private banking clients. The bank's Spanish operations focus on investment banking, commercial banking, and wealth management for high-net-worth individuals. Citi's global culture emphasizes diversity, innovation, and professional development, making it an attractive employer for international professionals seeking a career in finance. The bank offers opportunities for cross-border mobility and exposure to global markets, which is particularly appealing for those looking to build an international career.

Industry: Banking
Founded: 1812
Employees: 200,000–250,000
Headquarters: New York City, USA
In Spain: Madrid
Website: citigroup.com

Good to know if you are moving

Citi offers a global mobility program, allowing employees to transfer between offices worldwide, which can be beneficial for international professionals.
The bank provides comprehensive relocation support for international hires, including visa assistance and settling-in services.
Citi's Spanish offices are located in Madrid, a major financial hub in Southern Europe, offering a vibrant lifestyle and a growing international community.
Working at Citi in Spain provides exposure to the Iberian market and cross-border banking with Latin America, a unique advantage for professionals interested in these regions.
Citi is known for its strong commitment to diversity and inclusion, with employee resource groups and initiatives that support international staff.

All open roles at Citi