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89,000+ live jobsSenior Credit Risk Portfolio Analyst
Hybrid in Madrid·Added 2 days ago (last checked 12 Nov)
Our summary
- Work mode
- Hybrid, Madrid
- Spanish
- Fluent
- English
- Required
- Education
- University degree
- Benefits
- Private health insurance, life insurance, flexible pay plan, gym access
Visa options
The ad doesn’t mention sponsorship
Not a refusal, but not a yes. Worth asking in your first message.
Skills
Requirements
What we're looking for
Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits... don't hesitate to apply!
- Bachelor's degree or equivalent in Economics, Business, Statistics, Maths or Econometrics.
- Proven experience in risk management for Retail lending portfolios, particularly Personal Loans. Experience in Consumer Lending for Business Banking customers would also be considered a valuable skill.
- Excellent knowledge of statistics and/or mathematics, as well as programming, in SAS and SQL.
- Strong analytical and problem-solving skills. Knowledge of macroeconomic trends, banking and financial industry.
- Independent, creative and proactive mindset. Focus on delivering pragmatic and feasible solutions.
- Fluent English and Spanish language skills.
- Eager to lead projects.
Pay & benefits
What you'll get
The time you spend at work, the challenges you face or the lessons you get are very important, but... What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details.
Check out what is waiting for you!
Balance That Works.
We put balance to work, so you can do it too. With our customers' needs first, the team´s and your own, we agree when to come to ING MAD and when to work best from home. More time together when it matters, more freedom when you need it.
Restaurant card.
So that thinking about what to have for lunch doesn't take up your time or your cravings.
Our house will be your home.
In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more!
Health insurance.
For you and all your family (spouse/partner and children).
Life insurance.
We help you protect what matters most to you.
Flexible remuneration.
In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids...
Free company shuttle.
It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably.
Banking benefits.
Special loans with more beneficial conditions.
Special mortgage conditions after 6 months working at the bank.
And you can benefit from our pension plan after 1 month with us!
The role
At ING we are looking for Senior Credit Risk Portfolio Analyst
We are looking for a talented and enthusiastic Senior Credit Risk Portfolio Analyst to join our Retail Credit Risk Team of ING Retail Risk domain.
The responsibility of this team is to oversight the risk in the Spanish Retail Lending portfolio during the whole credit lifecycle, and our way of working is split in small subject-expert areas with a continuous interaction with international teams.
What you'll do
As a Senior Credit Risk Portfolio Analyst you will:
Positively contribute to the risk management of the Spanish Portfolio, particularly for the Personal loans product, through your reporting, monitoring, and communication capabilities.
Collaborate to identify and mitigate risks, ensuring appropriate levels of capital and provisions, and full compliance with regulatory requirements.
Promote Personal Loans portfolio growth, together with the product/business side, on a profitable and sustainable manner.
More vitality and more belonging
360º care of the employee (physical, mental, social connection & purpose).
Physiotherapy service on site.
Clinics with professional, world-class athletes.
Gympass service.
Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG.
International Remote work program.
About ING
ING is a global financial institution with Dutch roots, offering banking, insurance, and asset management services to over 37 million customers worldwide. The company operates in over 40 countries and is a major player in the European banking sector, with a strong focus on digital transformation and innovation.
In Spain, ING has a significant presence with offices in Madrid and Barcelona, employing over 1,500 people. The Spanish arm is a key hub for the bank's technology, risk, and business functions, offering a dynamic, international work environment. For international professionals, ING Spain provides opportunities to work in diverse areas such as engineering, cybersecurity, data science, and business development, with a strong emphasis on professional growth and a collaborative culture.
- Industry
- Banking and Fintech
- Founded
- 1991
- Employees
- 50,000–60,000
- Headquarters
- Amsterdam, Netherlands
- In Spain
- Madrid
Good to know if you are moving
- ING Spain is a major tech and risk hub, with many roles in English, making it accessible for non-Spanish speakers.
- The company offers a hybrid working model and supports relocation packages for international talent.
- ING is a global leader in digital banking, providing strong brand recognition and career development opportunities.
- The Spanish offices are located in Madrid, a major European capital with a high quality of life and excellent international connectivity.
- The bank has a strong focus on internal mobility, allowing employees to move between different departments and countries.
In their own words
About the company & team
We are a team of more than 1800 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go.
A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies.
And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries.
We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society.
And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey.
Making things happen, helping others be successful, always being one step ahead-that's our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working...we are looking forward to meeting you!
At ING, you belong just as you are. We hire and support people for their talent and potential - and we know that when you can be yourself, you do your best work.
Additional information
We're seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING:
- Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn.
- Check the sender's email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com.
- No payments or banking details will ever be requested: If someone asks for this information, it's a scam.
