Credit Risk Analyst (French & English)

• English: upper-intermediate to advanced required (B2-C1)
• French: upper-intermediate to advanced required (B2-C1)

• Integration into a major international banking institution.
• Dynamic, demanding, and highly technical environment.
• Direct involvement in strategic risk decisions.
• Professional development and internal growth opportunities.
• Meal vouchers (€11 net per day, excluding July and August).
• Health and Life Insurance for the employee.
• Remote work (2 days per week / 10 days per month).
• Monday to Thursday from 9:00 AM to 6:00 PM and Friday from 9:00 AM to 2:00 PM. Intensive working day in July and August (8:00 AM to 3:00 PM).
• 26 days of annual leave.

Our client, one of the largest banking groups in Europe, is looking to hire a Credit Risk Analyst to strengthen its Risk team within an international and demanding banking environment.
The selected candidate will actively participate in the analysis, evaluation, and decision-making of financing transactions, adhering to internal risk policies and contributing to decision-making in Credit Committees.

Within the framework of compliance with internal procedures, the Credit Risk Analyst will be responsible for:

• Risk analysis of credit, leasing, and rental transactions, for both individuals and companies.
• Assessment of the viability of applications in accordance with internal risk standards.
• Verification of the completeness and conformity of documentation, in direct coordination with commercial teams.
• Preparation of a detailed financial analysis to assess counterparty risk and, where applicable, the valuation of collateral and the financed asset.
• Preparation and drafting of credit files, including conclusions and recommendations.
• Decision-making on transactions within the assigned delegation level or submission of files to the Credit Committee.
• Active participation in Credit Committees, presenting recommendations.
• Review and validation of internal risk ratings.
• Monitoring of counterparties under watch and drafting opinions within the framework of the quarterly Watchlist Committees.

• Higher education degree in Finance, Economics, Business Administration, or similar.
• Minimum of 2 years of experience in a similar credit risk analysis role.
• Strong knowledge of financial analysis, ideally in asset financing, leasing, real estate financing, and/or project finance (renewable energy).
• Ability for critical analysis and challenge, with a strong focus on risk quality.
• Excellent synthesis and writing skills for risk reports.
• Autonomy, rigor, proactivity, and the ability to meet demanding deadlines.