Data Analyst in Provisions and Guarantees Methodologies

Collects and gathers data to process and discover trends and useful information for the company. Their main role is to discover how data can be used to answer questions and solve problems within the context of the Business they understand and align with.

Reference: 38389

Vacancy: ROL Data Analyst & Translator

Location: Spain > Madrid

Organizational Levels: Finance > Global Financial Control > Impairment Analysis and Reporting > Impairment Information Projects > Impairment Information Projects

Possibility of multi-location: No (1)

Remember to update your professional profile before sending us your application

We are currently looking for a Data Analyst in provisioning and collateral methodologies, with a minimum of 2-3 years of experience in similar roles or in consulting and advisory projects regarding informational data models (CIRBE, Anacredit) for clients in the financial sector, particularly regarding the treatment and management of collateral information.

Your main mission will consist of being responsible for the support and maintenance of the corporate process of assigning collateral to risks, managing both the BAU layer and the project and evolutionary functions.

Let's talk about the project...

As a Data Analyst in Provisioning and Collateral Methodologies, you will be responsible for:

• Daily support in resolving queries and incidents related to the assignment and coverage of collateral to risks with the departments that use the information (Insolvency Analysis and Forecasting, Regulatory Capital, Financial Reporting, etc.)
• Supervision and monitoring, together with the technology areas, of the correct execution of the corporate process: control and validation of provisions (collateral, accounting uses), adjustment of the necessary process parameters, monitoring of relevant process metrics (segmentation, coverage, LTV, etc.)
• Driving the evolution, monitoring, and executing the lines of action for collateral assignment projects:
• Deployment of the new collateral assignment model.
• Support for collateral data quality and re-measurement plans.
• Quantitative impact analysis on dependent processes (capital and provisions).
• Design of the collateral assignment dashboard.

• You possess a Degree in Mathematics, Industrial Engineering, Computer Science, Telecommunications Engineering, or similar.
• You have knowledge of the banking sector and are familiar with the portfolio of banking products and services at an operational level.
• You have knowledge of credit risk management processes: admission, control, monitoring, and recovery, especially in the management of the lifecycle of collateral and securities.
• You have functional knowledge of the different typologies of collateral typically admissible as collateral: real estate, personal property, pledges, personal guarantees, leases, etc., particularly in the hierarchical and organizational view of the informational data models that support them (guarantor, beneficiary, valuation, appraisal, etc.).
• Experience in previous projects related to the treatment of collateral information will be valued, with special emphasis on the quality and functional use of the information.
• You possess an advanced level of SAS Base, SAS Enterprise Guide, and Oracle. Experience in PL/SQL and Python will be valued.
• You have advanced mastery of Microsoft Office (Excel and PowerPoint).
• Your English level is B2 or equivalent.

317 Statistical techniques and Econometrics

382 Organizational negotiation

15 Creation of dashboards (Excel MicroStrategy Dossiers Power BI Tableau QlikView Kibana/Graphana)

314 Specialized product/service knowledge according to function

259 Data protection (GDPR)

91 Data modeling & advanced analytics & Machine Learning (Python / R / Scala, PySpark / Matlab / SAS, etc.)

283 Public speaking techniques

92 Data processing and transformation (Advanced Excel, SQL, SAS, Business Intelligence tools...)

286 Basic data exploitation (Excel, Access)

99 Management data extraction (SCGI, Proteo, SAP... & Data, Microstrategy, DB2...)

49 Economic and Social Context

54 Digital Transformation

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Note: This vacancy is an internal opportunity directed exclusively to employees under the Banking Agreement, therefore only applications from said group will be accepted.

(1) Multi-location: refers to the location of the job and contemplates the possibility of working from any point in the network of offices or corporate centers outside of the physical location associated with your job, while respecting Teleworking guidelines.

Remember to update your professional profile before sending us your application

Contact the Office of Attention and Listening (OAE) for any inquiries.