Global Trade Payables Product Associate - SCIB

Your contribution matters, and it's recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• We're enable our teams to go beyond through global opportunities and broad career paths.

• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)

• Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.

• Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.

• Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.

• We know family is everything. That's why we offer childcare support and family-friendly programmes tailored to each life stage.

• Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.

• Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that's only the beginning-we'll tell you more when you join!

We're here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We're enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Minimum 4-6 years of experience in banking or related industries, with a focus on Trade Finance, Working Capital Solutions, or related fields

• Proven track record of originating and structuring complex transactions, with a strong focus on business generation and revenue growth

• Knowledge of Payable Finance, Supply Chain Finance, and other structured financing solutions

• Understanding of regulatory requirements and risk management principles

• Bachelor's degree in Finance, Economics, Business Administration, engineering or a related field.

• Languages: English. Spanish highly valued, other languages are a strong plus

Global Trade Payables Product Associate - SCIBCountry: Spain

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.

This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

Santander Corporate & Investment Banking is looking for a Global Trade Payables Product Associate based out of Global Office in Madrid.

We are seeking a highly motivated and experienced Associate to join our Global Trade & Working Capital team at SCIB, leading the Origination and Structuring of Trade Payables Solutions transactions. The ideal candidate will play a key role in driving business growth, structuring deals across global clients, and developing innovative solutions to meet the evolving needs of our clients.

We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Originate and structure innovative Trade & Working Capital Solutions transactions, including Payable Finance, Supply Chain Finance, and other structured financing solutions

• Manage and grow Trade Payables business wallet, identifying cross-selling opportunities and expanding business with existing and new clients

• Lead and drive Origination efforts in key core markets, industries and segments, providing advanced knowledge and sales support to clients, sales teams, and bankers

• Develop and support structuring of tailored solutions to meet the specific needs of global clients, working closely with internal stakeholders and external partners

• Contribute to the development of the bank's Trade & Working Capital Solutions product offering, identifying opportunities for growth and improvement

• Identify, generate, and convert new business opportunities through strong interpersonal skills, commercial acumen and the ability to understand and anticipate client needs.

• Collaborate effectively with support functions such as middle office, risk, legal, and PDM teams to ensure seamless execution of transactions and compliance with regulatory requirements

• Advanced technical expertise in Trade and Working Capital Solutions (especially in the Payable Finance, Supply Chain Finance and related products, etc.)

• Strong analytical and problem-solving skills, with the ability to navigate complex transactions across multiple environments

• Solid knowledge of accounting standards applicable to trade finance products and balance sheet structures

• Comprehensive understanding of regulatory frameworks and risk management principles

• Excellent communication and interpersonal skills, with the ability to build strong relationships with clients and internal stakeholders.

• Proven ability to perform effectively in dynamic environments, demonstrating high levels of adaptability and resilience.

• Leadership and team‑management skills, with the ability to motivate, inspire, and develop talent.

• Availability for international travel.