VP of Portfolio Management specialised in TMT

• University degree major in business/ economics or relevant business discipline with above-average academic grades. CFA and/ or MBA is a plus.
• University degree in Business Administration and Management, Economics, or a related business discipline, with above-average academic grades. Having a CFA and/or MBA will be valued positively.

• The Portfolio Management team will be the 'center of excellence' for the in-life management of ING's WB lending exposure. It covers all activities post the initial funding to the final repayment of a lending transaction. As a front office department, it will closely collaborate with Origination & Structuring colleagues and product specialists to ensure a seamless client experience. The Portfolio Management function will be organised along product and sector considerations. Each portfolio manager will cover a set of portfolio clients and act as the first point of contact for the ongoing credit monitoring, analytics, internal risk and other reporting. Portfolio Management supports the identification of cross-buy opportunities and is also closely involved in the delivery of ING's capital velocity targets. The team will be supported by Global Lending Support in Dublin and the ING hub in the Philippines. It will be a key driver of improving processes, standardisation, and digitalisation across Lending.
• The specific responsibilities of a VP include actively managing all facets of the individual files booked in your dedicated portfolio, including but not limited to:
  • Quarterly and annual credit reviews;
  • Process amendment and waiver requests, coordination of the credit approval process (write or review credit modifications, perform financial analysis, cash flow- based modelling and sensitivity analysis, perform sustainable transaction assessment, submit to risk and address Q&A), follow-up on the required legal amendments to the documentation until execution;
  • Review annual risk rating updates prepared by an administrative support team, anticipate potential risk migration;
  • Diligent and proactive credit monitoring through the review of all financial covenants and operating performance (e.g. financial models, proforma adjustments, key drivers, etc.) and track compliance of covenants prepared by an administrative support team;
  • Assessment of the deal on product related topics (including initial Leveraged Transaction assessment);
  • Identification and resolution of Early Warning Signals, Unlikely to Pay assessment, Forbearance assessment, Default for a deterioration in credit quality.
• In addition, a VP will monitor and identify market developments and proactively manage their potential impact on your portfolio by:
  • Preparing and maintaining reports as requested by regulators or internal stakeholders;
  • Preparing quarterly Credit Risk Management ("CRM") portfolio reviews;
  • Maintaining various department and industry databases/ trackers;
  • Maintaining internal portfolio tracking metrics;
  • Responding to ad hoc internal requests on portfolio composition and exposure;
  • Coordinating and working with offshore portfolio support teams;
  • Managing lending limits and Capital Velocity programs.
• A VP will take active part in the various Virtual Client Teams by:
  • Interfacing relationship managers and sector specialists to ensure an active dialogue on credit trends, challenges and opportunities for individual clients;
  • Contributing to idea generation for value added cross-buy or client opportunities.
• A VP is expected to build a culture of operational excellence by:
  • Staying up to date on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitating accordingly;
  • Contributing to the implementation of strategic initiatives, including enhancements to the credit monitoring process to improve business efficiency;
  • Identifying productivity trends across the Front Office organization and using insights from reporting to create and drive efficient processes and improve productivity;
  • Supporting the implementation of transformation projects;
  • Coaching more junior colleagues in their personal and professional development;
  • Contributing to improve data quality monitoring and reporting.

The initial contract will run until March 7, 2027, with the possibility of joining the permanent staff. In addition, at Adecco

As a key member of the Portfolio Management team, your responsibility is to actively manage the TMT lending portfolio of Spain & Portugal and optimize returns through strong analytics and capital velocity. On the team, you will be exposed to and work with different colleagues from several sectors, Transaction Management, Capital Markets & Advisory, Risk, Global Credit Restructuring and Legal whilst aligning with back office / support teams. At the same time, the Portfolio Management team plays a key role in further optimizing our processes for regulatory readiness, operational effectiveness and portfolio optimization.

Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits... don't hesitate to apply!

• 7+ years of relevant credit analysis experience in the banking industry and international environment, preferably having worked with clients in TMT.

• Collaborative and inclusive team player; embracing diversity and cross-cultural awareness and able to work effectively across functions;
• The initial contract will run until March 7, 2027, with the possibility of joining the permanent staff. In addition, at Adecco
• Excellent presentation and communication skills;
• Collaborative and able to work effectively across functions and regions;
• Ability to thrive in a fast-paced environment with multiple competing priorities;
• Committed and dedicated individual who wants to continuously improve;
• Self-motivated and willing to work in a deal oriented and deadline driven environment;
• Knowledge of Legal Documentation;
• Strong work ethic, positive attitude, and professional demeanor;
• The initial contract will run until March 7, 2027, with the possibility of joining the permanent staff. In addition, at Adecco

360º care of the employee (physical, mental, social connection & purpose).

Physiotherapy service on site.

Runners club with your own trainer.

Clinics with professional, world-class athletes.

Gympass service.

Employee Networks: Rainbow Lions (LGBTQI+) & Leonas.

We are a team of more than 1600 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go.

A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies.

Restaurant card.

We are proud to have a diverse team and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society.

And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey.

Making things happen, helping others be successful, always being one step ahead-that's our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working...we are looking forward to meeting you!

At ING, you belong just as you are. We hire and support people for their talent and potential - and we know that when you can be yourself, you do your best work.

We're seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING:

• Apply only via official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications should be submitted only via our official career site or via ING job postings on LinkedIn.
• Check the sender's email carefully: Legitimate communication will always come from @ing.com and/or @myworkday.com.
• No payments or banking details will ever be requested: If someone asks you for this information, it is a scam.

__________________________________________________________________

We are detecting an increase in fraudulent job offers. To protect yourself, follow these key guidelines when applying for positions at ING:

• Apply only through official ING platforms: ING uses Workday and LinkedIn as its internal recruitment system. Applications must be submitted only through our official careers site or through ING job postings on LinkedIn.
• Carefully check the email sender: Legitimate communications will always come from @ing.com and/or @myworkday.com.
• Payments or banking details will never be requested: If someone asks you for this information, it is a scam.

The initial contract will run until March 7, 2027, with the possibility of joining the permanent staff. In addition, at Adecco

As a key member of the Portfolio Management team, your responsibility will be to actively manage the TMT financing portfolio for Spain and Portugal and optimize profitability through robust analysis and capital velocity. Within the team, you will have exposure to and work with different colleagues from various sectors, Transaction Management, Capital Markets & Advisory, Risk, Global Credit Restructuring and Legal, in addition to coordinating with back office and support teams. At the same time, the Portfolio Management team plays a key role in the continuous optimization of our processes to ensure regulatory readiness, operational efficiency, and portfolio optimization.

• The Portfolio Management team will be the "center of excellence" for the active management of ING's WB financing exposures throughout their entire lifecycle. It covers all activities from initial financing to the final repayment of a financing transaction. As a front office department, it will collaborate closely with the Origination & Structuring teams and product specialists to ensure a seamless experience for clients. The Portfolio Management function will be organized by product and sector. Each Portfolio Manager will manage a set of portfolio clients and act as the first point of contact for ongoing credit monitoring, analysis, internal risk, and other reporting. Portfolio Management supports the identification of cross-buy opportunities and also participates closely in achieving ING's capital velocity objectives. The team will have the support of Global Lending Support in Dublin and the ING hub in the Philippines. It will be a key driver of process improvement, standardization, and digitalization in Lending.
• The specific responsibilities of a VP include the active management of all aspects of individual files registered in their assigned portfolio, including, but not limited to:

o Quarterly and annual credit reviews;

Security Guard Girona Costa + €2,150 net

Would you like to work 6-hour shifts and istas.

o Carrying out diligent and proactive credit monitoring by reviewing all financial covenants and operating performance (e.g., financial models, proforma adjustments, key drivers, etc.) and supervising compliance with covenants prepared by an administrative support team;

o Evaluating transactions on product-related matters (including the initial assessment of Leveraged Transactions);

o Identifying and resolving Early Warning Signals, performing Unlikely to Pay, Forbearance, and Default assessments arising from a deterioration in credit quality.

• Additionally, a VP will monitor and identify market developments and proactively manage their potential impact on their portfolio by:

o Preparing and maintaining reports requested by regulatory bodies or internal stakeholders;

o Preparing quarterly Credit Risk Management ("CRM") portfolio reviews;

The initial contract will run until March 7, 2027, with the possibility of joining the permanent staff. In addition, at Adecco

o Maintaining internal portfolio monitoring metrics;

o Responding to ad hoc internal requests regarding portfolio composition and exposure;

o Coordinating and collaborating with offshore portfolio support teams;

o Managing financing limits and Capital Velocity programs.

• A VP will actively participate in the various Virtual Client Teams by:

o Interacting with Relationship Managers and sector specialists to ensure an active dialogue on credit trends, challenges, and opportunities for individual clients;

o Contributing to idea generation for cross-buy opportunities or value-added proposals for clients.

• Security Guard Girona Costa + €2,150 net

Would you like to work 6-hour shifts and istas.

o Contributing to the implementation of strategic initiatives, including improvements in the credit monitoring process to increase business efficiency;

o Identifying productivity trends across the Front Office organization and using insights gained from reports to create and drive efficient processes and improve productivity;

o Supporting the implementation of transformation projects;

o Mentoring and developing less experienced colleagues in their personal and professional development;

o Contributing to improving data quality monitoring and reporting.

Do you want to know if this position is right for you? These are some of the qualities we value most for this position. And if they fit you... don't hesitate to apply!

• More than 7 years of relevant experience in credit analysis within the banking sector and in an international environment, preferably having worked with clients in the TMT sector.

• Collaborative and inclusive person with a team spirit; who values diversity, has cross-cultural awareness, and is able to work effectively across functions;
• Strong financial and credit analysis skills, with attention to detail;
• Excellent presentation and communication skills;
• Ability to collaborate and work effectively across functions and regions;
• The initial contract will run until March 7, 2027, with the possibility of joining the permanent staff. In addition, at Adecco
• Committed person, with dedication and an orientation toward continuous improvement;
• High motivation and willingness to work in a deal-oriented environment marked by demanding deadlines;
• Knowledge of legal documentation;
• Strong work ethic, positive attitude, and professional demeanor;
• Fluent command of Spanish and English, both oral and written.

We value balance, so you can too. With our customers' needs as our top priority, you and your team agree on when to come to ING MAD and when to work better from home. More time together when it matters, more freedom when you need it.

Restaurant card.

So that thinking about what to eat doesn't take up your time or make you crave things.

Our house will be your home.

In our offices you'll find electric mobility solutions, medical services, a hairdresser, a gym, The Good Service (to help you with your paperwork) and much more!

Health insurance.

For you and your entire family (spouse/partner and children).

Life insurance.

We help you protect what matters most to you.

Furthermore, you'll enjoy our flexible compensation scheme, through which, in a more tax-advantageous way, you can access other services such as childcare, transport vouchers, training support...

360º care for our employees (physical, mental, social connection and purpose).
Physiotherapy service in the offices.
Clinics with world-class professional athletes.
Gympass service.
Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG.
International remote work program.

We are a team of more than 1,800 people who share the same idea: doing our part to help our customers create a better future for themselves, providing them with the tools they need to get where they want to go.

A 100% digital bank, where technology, innovation, simplicity and transparency are the main ingredients, and the first to work with agile methodologies.

And although we are in Spain, we are lucky to work for an international bank with a presence in more than 40 countries.

We are proud to have a diverse team, and we are committed to continuing to develop a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all groups in society.

And although on the outside we are orange, on the inside we are green. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are on this journey for ourselves, but we also accompany our customers when they decide to embark on it.

Making things happen, helping others succeed, always staying one step ahead: that's our DNA. If you look in the mirror and your reflection matches our way of being and working... we can't wait to meet you!

At ING, you belong just as you are. We hire and support people for their talent and potential - and we know that when you can be yourself, you do your best work.