Associate in CIB Portfolio Management

CaixaBank is a socially responsible financial group with a long-term vision, based on quality, proximity, and specialization. It offers a value proposition of products and services tailored to each segment, assuming innovation as a strategic challenge and a differentiating trait of its culture. Its leading position in retail banking in Spain and Portugal allows it to play a key role in contributing to sustainable economic growth.

CIB Portfolio Management is the team responsible for the comprehensive management of CIB's Structured Finance portfolio during the post-deal phase, providing coverage to a diversified portfolio of Infrastructure and Energy Project Finance, Corporate & Acquisition Finance, Real Estate Finance, Leveraged Finance, and other structured finance operations.

Our activity combines two closely related areas:

• The post-deal management and monitoring of operations, providing specialized coverage to Front Office teams and reinforcing the control, monitoring, and management of operations throughout their entire life cycle.
• The cross-functional management and analysis of the CIB portfolio, incorporating risk, profitability, and regulatory capital perspectives, with the aim of generating valuable information that contributes to better decision-making.

Our mission is to contribute to the active, rigorous, and efficient management of the portfolio, preserving credit quality and ensuring compliance with contractual obligations.

Among others, the position will have the following responsibilities:

• Post-deal management and monitoring of structured finance operations, both bilateral and syndicated, providing support to the Structured Finance Front Office teams: Infrastructure and Energy Project Finance, Real Estate Finance, Corporate & Acquisition Finance, and Leveraged Finance.
• Systematic and recurring monitoring of the portfolio throughout the entire life cycle of the operations, monitoring their evolution and compliance with the main financial and contractual obligations.
• Management and monitoring of waivers, milestones, financial covenants, and other contractual obligations, performing controls and challenges on the main financial indicators of the operations.
• Coordination of the main post-deal events, working with the various internal teams and parties involved in the operations to facilitate efficient and consistent management of them.
• Preparation of reporting, analysis, and dashboards, transforming operation and portfolio information into useful information for decision-making.
• Participation in transformation, automation, and innovation initiatives, aimed at improving portfolio monitoring and management processes through analytical, digital, and artificial intelligence tools.

• Bachelor's Degree in Business Administration, Economics, Mathematics, Engineering, or related degrees, with solid financial knowledge. Master's degrees and postgraduate studies in related subjects will be positively valued.
• Minimum professional experience of 4-5 years, preferably in financing operations, Structured Finance, restructuring, post-deal management, or other related areas. Experience in Financial Management, Investee Companies, Corporate Risk, or Corporate Banking will also be valued.
• Experience working on cross-functional projects and in coordination with different areas.
• Advanced level of English, spoken and written. Knowledge of other languages will be positively valued.
• Ability to work in a team in dynamic environments with tight deadlines.

• We are looking for a profile that combines analytical capacity, financial knowledge, execution orientation, and a cross-functional view of the business.

  In particular:

  • Ability to analyze financial models and contracts of a financial nature.
  • Advanced level of Excel, including data processing and analysis and pivot tables. Mastery of PowerPoint for the preparation of executive presentations.
  • Ability to apply artificial intelligence and digital tools in an advanced manner to the analysis and improvement of processes. Knowledge of programming languages and database management will be positively valued.
  • Excellent communication, proactivity, flexibility, and teamwork skills.
  • Ability to work with an integral portfolio view, connecting financial, risk, profitability, and capital information.

  We are looking for a person with curiosity, analytical capacity, and a desire to contribute, who wants to understand operations beyond the closing and contribute to protecting and optimizing the value of the portfolio throughout its entire life

Management with two main purposes: 1) Support to the Structured Finance Front Office teams (Project Finance, Corporate, Real Estate, LBOs) in the three phases of analysis and preparation, formalization, and monitoring of the operation, especially in this latter phase with the management of all types of waivers, monitoring of operation covenants, management of agency contracts where applicable, fronting with ranking publication agencies, validation of preferential conditions according to contract to authorize drawdowns, etc. 2) Increase in the control of the live portfolio by acting as a link between the front office and the rest of the departments involved in the operation, Back office, Risk, Legal Counsel, etc. Management of missed milestones with the monitoring teams and detection of opportunities or early warnings in the monitoring of operations.

S.2.2 HUMANISM - LEADERSHIP AND TEAM DEVELOPMENT / SELF-LEADERSHIP