P&C and Health Risk Analyst

Are you passionate about managing risks and contributing to the sustainability of the insurance sector?

Add value to the organization through the analysis, control, and evolution of the main risk indicators in the P&C and Health segments. You will be a strategic ally to the business, promoting a risk management culture that drives sustainable growth and innovation in the insurance sector. Your contribution will be fundamental to strengthening the security and stability of the company, aligned with current trends in digital transformation and sustainability.

WHY THIS POSITION?
You will be part of a constantly evolving sector, where innovation and risk management are key to offering solutions that protect people and businesses. You will have the opportunity to work in a dynamic environment, with challenging projects and a team committed to professional development and excellence. Additionally, you will contribute to strengthening the organization's position in the market, promoting responsible and sustainable practices.

• Lead the definition and monitoring of risk KPIs, ensuring their correct evolution and control.
• Collaborate in the formulation of underwriting and renewal conditions based on risks that exceed certain established thresholds.
• Analyze terms and conditions in new business opportunities that exceed defined risk limits, supporting underwriting decisions.
• Participate in the modeling and calculation of Solvency and ORSA, both under the Internal Model ("STEC") and under the Standard Formula, guaranteeing capital solidity and risk management.
• Define and manage the Risk Appetite in P&C risks, aligned with the corporate strategy.
• Coordinate internal processes and collaborate with other departments, ensuring integrated risk management.
• Participate in key processes such as Reserving, Product Approval, Portfolio Management, Reinsurance Optimization, and internal control matrices.
• Evaluate catastrophic and climate risks through scenario analysis, exposure assessment, and potential loss estimation to support strategic decisions in underwriting, pricing, and risk management.

• University degree in Business Administration, Business Management, Economics, Actuarial Science, Engineering, or equivalent.
• Between 4 and 5 years of experience in risk analysis, risk management in insurance companies, or insurance auditing (Big 4).
• Knowledge of programming, data management (Data Bricks), and artificial intelligence tools.
• Experience in non-life underwriting will be valued, especially in risks with sums insured exceeding 30 million euros.
• Deep knowledge of the insurance business and the current market.
• Excellent communication skills, with the ability to convey complex concepts clearly and persuasively.
• Advanced level of English, both written and spoken.

AXA Spain is one of the most relevant Talent Centers for AXA, with over 3,000 employees working on local and international projects.

We are proud to have been awarded various certifications such as Top Employer and Top LinkedIn Company, thanks to our environment of development, diversity, and inclusion.

We work for the progress of society, protecting what matters. We create sustainable long-term value while protecting our clients, our economy, our environment, and society.

Here, you can grow professionally, work with flexibility, and be part of a team that drives change and innovation.

At AXA, we actively promote Diversity and Inclusion, offering equal opportunities. Possession of a disability certificate will be positively valued.

If you are looking for a place to make a difference, we look forward to seeing you at AXA Spain!