Credit and Capital Risk Functional Analyst (Cajamar Tecnologia)
Hybrid in Almería
Hybrid in Almería·Added today
116 open roles
Permanent contract
Per the ad.
Hybrid
Office and home days — the ad has the split.
Have the right to work in Spain
Grupo Cooperativo Cajamar doesn't mention sponsorship in the ad.
Be near Almería for hybrid days
No relocation package mentioned.
University degree
“Grado en Ingeniería (Informática, Telecomunicaciones), Matemáticas, Administración de Empresas, Economía, o similares.” — per the ad.
This job was automatically translated to English.
Entity: Cajamar Tecnología
Work center:Almería, Granada, Madrid, Sevilla and Valencia
Start date: Immediate
You only have to click APPLY.
We are different because we do banking for people.
Regulatory reporting (FINREP, COREP, CIRBE, AnaCredit).
Basel III/IV regulations, CRR/CRD, EBA guidelines.
Experience in stress testing and management of on-site inspections.
Tools: Advanced Excel, SQL, reporting and risk tools (Moody's, SAS, RiskMetrics).
Modeling and reporting tools (Advanced Excel, Power BI, SQL).
Knowledge of continuous improvement methodologies.
Desirable experience in the financial sector.
Effective communication with technical teams.
English medium-high level (reading and writing).
Management of people and teams.
Ability to prioritize and make quick decisions aligned with the methodology.
Good communication skills (decisive and clear) to interact with different stakeholders.
Experience in project management.
Experience in the financial sector.
Experience in data analytics.
Experience with agile methodologies.
Possession of certifications validating the level of knowledge provided is desirable.
Degree in Engineering (Computer Science, Telecommunications), Mathematics, Business Administration, Economics, or similar.
At Cajamar Tecnología, we need to bring in a specialist for the Regulatory Reporting office.
Regulatory reporting management:
Prepare and validate regulatory reports (FINREP, COREP, CIRBE, AnaCredit) for the Bank of Spain and ECB.
Guarantee the quality, traceability, and punctuality of the submitted information.
Regulatory compliance and supervision:
Ensure the correct application of Basel III/IV, CRR/CRD, and EBA guidelines.
Coordinate and provide support during on-site inspections and regulatory reviews.
Stress and solvency exercises:
Participate in stress tests at macro and micro levels.
Analyze impacts on capital and solvency under different scenarios.
Interaction with key areas:
Collaborate with risk, finance, internal audit, and technology.
Participate in regulatory and digital transformation projects.
Optimization and control:
Improve reporting processes and data automation.
Define KPIs for monitoring compliance and efficiency.
Process definition and optimization:
Analyze current processes, identify inefficiencies, and propose improvements.
Document procedures and guarantee their correct implementation.
The group offers retail and business banking products including accounts, mortgages, personal loans, investment funds, pension plans, insurance and cards, with a stated focus on the modernization of rural Spain. As of 30 June 2026 it reported assets of 67.582 million euros, managed business volume of 118.527 million euros, and more than 1.8 million member-owners (socios).
The group operates and recruits across Spain, with current openings in locations including Madrid, Barcelona, A Coruña, Lugo, Mallorca, Ibiza, Teruel, Almería, Castellón, Valladolid, Alicante, Murcia, San Sebastián and Gran Canaria, spanning commercial banking, administration and a substantial technology organization (Cajamar Tecnología) hiring data engineers, project managers, cybersecurity and digitalization specialists. Its website is published in Spanish, English and Valencià/Català, and it maintains a "Trabaja con nosotros" (work with us) careers channel.
Cajamar Tecnología is a service company that is part of the Cajamar Financial Group, with a national presence.
We are characterized by being a dynamic, entrepreneurial, and socially committed organization. The team you will join specializes in digital and remote management with people—clients and non-clients—who require financial advice.
In our work environment, we value innovation, inclusion, and professional growth. We believe in diverse talent and in developing careers that make a difference.