Acquiring Business Area Management - Payments Division

• The possibility of working with a large company that facilitates professional development and growth opportunities.
• Being part of a human team, in which we work according to the values that give meaning to our daily work and commitment.
• Closeness to all people within the Entity.
• Working day compatible with family reconciliation.
• Employee Assistance Program through a set of free benefits and services to make daily life easier.
• Wide range of Social Benefits.
• A wide catalog of training.
• Total remuneration composed of Fixed + Variable + Social Benefits.

Entity: Banco de Crédito Cooperativo.

Work location : Almería or Madrid.

Start date: Immediate.

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What do we need from you?

Knowledge and/or experience:

• 10-15 years of experience in Businesses related to Financial Services, with significant experience in Businesses related to the Merchant/Corporate Segment.

• Knowledge of payment products, especially an understanding of products and services related to Acquiring.

• Demonstrated experience in project management, coordinating different areas, identifying critical paths, and ensuring progress and execution.

• Good analytical skills and ease with numbers, and the ability to build economic models in Excel.

• Good written communication skills, and the development of impactful presentations that know how to tell and transmit information effectively and efficiently.

• Good oral communication skills, conciseness, and executive communication ability.

• Good people management, the ability to generate synergies through teams, and a desire to develop projects through people.

• Ideally, specific experience in Businesses related to Acquiring in Payments.

• Ideally, experience in strategic or business Consulting.

• Common sense and the capacity for adaptation and learning.

• Good level of English.

Education:

University studies, preferably in technical degrees (mathematics, engineering, etc.) or management (Business Administration, double degree in Business and Law, etc.)

At Banco Cooperativo de Crédito, we are looking for the Management of the Acquiring Business Area, with the objective of leading the strategy and development of the acquiring business within the entity, driving merchant acquisition and engagement, innovation in payment solutions, and the optimization of the collection value chain, with the goal of maximizing profitability and improving the customer experience throughout their entire lifecycle.

• Development and evolution of the acquiring value proposition for merchants, adapting it to different customer typologies and sectors of activity.

• Definition of the development roadmap for the business vertical, prioritization of initiatives, and coordination of key projects with the technology and operations areas.

• Comprehensive management of the acquiring vertical, including monitoring the profit and loss (P&L) and the main business KPIs, identifying levers for growth and efficiency.

• Drive and development of the Value-Added Services offering for merchants, promoting its adoption and contribution to customer recurrence and engagement.

• Negotiation and management of agreements with technology providers of acceptance solutions, ensuring competitiveness, quality of service, and alignment with the entity's strategy.

• Coordination with the various distribution channels to ensure the correct positioning of the acquiring offering and its adequate commercialization.

• Definition and management of customer events throughout the lifecycle, oriented toward maximizing portfolio value, activation, and retention.

• Identification and management of operational risks intrinsic to the business, in coordination with the operations, technology, and internal control areas.

• Identification of regulatory requirements applicable to the acquiring business, as well as coordination of their interpretation and implementation, guaranteeing regulatory compliance.