The English-language job board for Spain

Specialized Financing Middle Office

On-site in Spain·Added today (last checked 29 Oct)

Our summary

Work mode
On-site, Spain
Experience
10+ years
Education
University degree

Visa options

  • The ad doesn’t mention sponsorship

    Not a refusal, but not a yes. Worth asking in your first message.

Find jobs with visa support

Skills

This job advert was originally written in Spanish.

Requirements

What we're looking for

What do we need from you?

  • University studies, preferably in Business Administration or Economics.

  • Knowledge of working capital finance products, especially Factoring, for more than 10 years.

  • Ability to support product commercialization, accompanying the network in structuring operations and resolving technical queries.

  • Experience or knowledge in the analysis of financial operations and risk management.

  • Ability to interpret economic-financial information from clients and debtors, structure information, and prepare clear reports.

  • Experience in operational management environments and coordination between areas (office, risk, BO, etc.). Good command of Office tools and analytical capacity.

Nice to have

  • Previous experience in Middle Office, risk, or corporate working capital at a Factoring company for more than 10 years.

  • Experience in commercial or client-facing environments, adding value in the definition of financing solutions.

  • Knowledge of end-to-end product processes (commercialization, processing, granting, and formalization).

  • Communication and cross-functional coordination skills.

  • Orientation toward detail, order, and control.

  • Proactivity and capacity to learn.

Pay & benefits

What you'll get

  • The possibility of working with a large company that facilitates professional development and growth opportunities.
  • Being part of a human team, in which we work according to the values that give meaning to our daily work and commitment.
  • Closeness to all people within the Entity.
  • Working day compatible with family reconciliation.
  • Employee Assistance Program through a set of free benefits and services to make daily life easier.
  • Wide range of Social Benefits.
  • A wide catalog of training.
  • Total remuneration composed of Fixed + Variable + Social Benefits.

Work location: Almeria/Madrid

You only have to click APPLY.

The role

At Banco Cooperativo de Crédito, we are looking to hire a Specialized Finance Middle Office professional.

What you'll do

  • Support for the commercialization of the factoring product, providing technical support to the network in identifying opportunities, defining the most suitable solution (type of factoring, conditions, etc.), and accompanying the interaction with the client when necessary.
  • Analysis and structuring of operations, including the review of documentation, analysis, and the preparation of the technical report as a basis for decision-making.
  • Supervision and monitoring of line operations, analyzing the use of financing, detecting deviations from what was approved, and anticipating possible risks or client needs.
  • Control of risk, debtor behavior, and incidents, through the analysis of collections, defaults, concentrations, profitability, and operational incidents, identifying patterns and proposing improvement actions.

About Grupo Cooperativo Cajamar

The group offers retail and business banking products including accounts, mortgages, personal loans, investment funds, pension plans, insurance and cards, with a stated focus on the modernization of rural Spain. As of 30 June 2026 it reported assets of 67.582 million euros, managed business volume of 118.527 million euros, and more than 1.8 million member-owners (socios).

The group operates and recruits across Spain, with current openings in locations including Madrid, Barcelona, A Coruña, Lugo, Mallorca, Ibiza, Teruel, Almería, Castellón, Valladolid, Alicante, Murcia, San Sebastián and Gran Canaria, spanning commercial banking, administration and a substantial technology organization (Cajamar Tecnología) hiring data engineers, project managers, cybersecurity and digitalization specialists. Its website is published in Spanish, English and Valencià/Català, and it maintains a "Trabaja con nosotros" (work with us) careers channel.

Industry
Banking

Good to know if you are moving

  • Cajamar Caja Rural is Spain's largest rural savings bank and the country's largest credit cooperative, part of Grupo Cooperativo Cajamar.
  • The group has more than 1.8 million member-owners (socios) and plays a significant role in financing rural Spain.
  • Current openings span many Spanish provinces, including Madrid, Barcelona, A Coruña, Mallorca, Almería, Valencia-region (Castellón, Alicante), Valladolid, Murcia and Gran Canaria, across commercial, administrative and technology roles.
  • The group runs a dedicated technology organization (Cajamar Tecnología) hiring data engineers, cloud/ETL specialists, cybersecurity architects and digitalization analysts.
  • Its website is available in Spanish, English and Valencià/Català.
All open roles at Grupo Cooperativo Cajamar
WhatsApp