Junior - Middle Factoring Technical Specialist

• The possibility of working with a large company that facilitates professional development and growth opportunities.
• Being part of a human team, in which we work according to the values that give meaning to our daily work and commitment.
• Closeness to all people within the Entity.
• Working day compatible with family reconciliation.
• Employee Assistance Program through a set of free benefits and services to make daily life easier.
• Wide range of Social Benefits.
• A wide catalog of training.
• Total remuneration composed of Fixed + Variable + Social Benefits.

Work location: Almeria/Madrid

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At Banco Cooperativo de Crédito, we are looking to hire for the Specialized Financing Middle Office.

• Advisory and support to the business: Accompany offices and managers in the identification, preparation, marketing, and structuring of factoring opportunities, providing specialized knowledge and facilitating the adaptation of the proposal to the client's needs and the defined criteria for the product.
• Preparation and quality of operations: Review and complete the information and documentation necessary so that proposals reach the following phases of the process correctly prepared. Participate, when appropriate, in the recording and intervention of operations according to the defined circuit and responsibilities.
• Quality and consistency of information: Ensure the quality, integrity, and consistency of information relating to customers, assignors, debtors, invoices, remittances, limits, and approved conditions, contributing to the reduction of errors and reprocessing.
• Portfolio monitoring and revitalization: Perform active monitoring of formalized lines, their utilization, and behavior, identifying inactive or underutilized lines, deviations, incidents, and development opportunities. Detected opportunities will be passed to the responsible manager for their commercial action with the client. Perform continuous monitoring of the use and behavior of the lines, preparing the appropriate reports.
• Management and coordination of incidents: Resolve incidents included within their scope of action and coordinate and monitor those whose resolution corresponds to other units, maintaining traceability until their closure.
• Cross-functional coordination: Act as a specialized connection point between the Network and the various areas involved in the process, facilitating the correct channeling of operations, inquiries, and incidents. Coordination with the Network, Investments, and Back Office was already expressly included among the responsibilities of the previous model.
• Control and reporting: Perform monitoring of the Center's main activity indicators and provide information on the portfolio, utilization, pending operations, incidents, workloads, and activity evolution, facilitating decision-making and the early identification of deviations.
• Specialized knowledge and support to the Network: Contribute to the updating and homogenization of procedures, criteria, guides, templates, and support materials, transferring knowledge and best practices regarding the product to the Network from a profitability perspective.
• Continuous improvement: Identify friction points, recurring incidents, and improvement opportunities, participating in functional testing, quality controls, and the evolution of processes and tools linked to the Center's scope.