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Complaints Audit Manager

Hybrid in Madrid·Added 2 days ago (last checked 9 Nov)

N26

20 open roles

Our summary

Work mode
Hybrid, Madrid
Relocation
Visa help
English
Required
Other languages
German
Experience
5+ years

Visa options

  • N26’s policy covers sponsorship

    From N26’s published policy. This ad doesn’t say so itself.

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Skills

This job advert was originally written in German.

Requirements

What we're looking for

  • At least 5 years of professional experience, including audit, assurance, ICS, or compliance activities in a regulated environment: bank, payment or e-money institution, insurer, or the audit and consulting firms that serve them. Which side of the table you sat on is secondary.
  • You can translate a regulatory requirement into a documented control, implement it, and prove its effectiveness, and you have already done this under audit pressure.

Nice to have

  • Experience in complaint handling, dispute resolution, or ombudsman proceedings.
  • Knowledge of BaFin circulars on complaint management (MaBeschwer, MaComp BT 12) or their equivalent for insurers (Circular 3/2013 (VA), EIOPA guidelines); PSD2 deadlines.
  • Case management and BI tools (Salesforce, Metabase, or comparable).
  • Leading a workstream, audit team, or small team.

Languages

  • Business fluent German (at least C1); fluent English.

Pay & benefits

What you'll get

  • A clear mandate, a clear deadline, and the budget to implement it.
  • Direct contact with Internal Audit, auditors, and regulators: the work that defines a compliance career.
  • Berlin, hybrid; relocation package and visa support if required.
  • Professional development budget, home office budget, subsidies for fitness, language apps, and public transport, N26 Premium for you and subscriptions for family and friends, one additional day of vacation per year of employment.

The role

Under the supervision of BaFin, N26 manages interactions with 7 million customers across 24 markets. As part of our ambitious endeavor to further strengthen the Compliance area within these interactions, we are creating a position to lead the operationalization of the regulatory dimension in exchange with customers and authorities.

What you'll do

You are responsible for the control system: you design control mechanisms, document them, and provide the evidence that is reviewed by Internal Audit, our external auditors, and the supervisory authority. You will join at a time when significant design and strategic decisions are still being actively made—not just after the fact.

What you are responsible for

  • The implementation roadmap: every measure for every finding designed, documented, implemented, and evidenced (Test of Design, Test of Effectiveness) on schedule.
  • Preventive root cause analysis: a risk-based procedure that selects complaints based on impact (financial loss, regulatory, reputation), not just volume, and translates them into product and process changes.
  • The written-down order of complaint management across all markets: current, consistent, auditable.
  • The ongoing interface to Compliance, Risk Management, Internal Audit, and external auditors for controls in complaint management.
  • An Associate role (Compliance & Prevention) as well as cross-departmental workstreams with Product, Tech, Legal, and Customer Service.

What you bring: three things

Who you could be today

A Senior Consultant or Manager in a regulatory practice for financial service providers who wants to be responsible for the outcome, not the report. An Internal Auditor or Compliance Officer at a bank or insurer who prefers building over auditing. Someone with experience in a supervisory authority who wants to get to know the other side.

About N26

N26 is a leading digital bank based in Berlin, Germany, offering mobile-first banking services across Europe. Founded in 2013, the company has grown to serve millions of customers in multiple countries, providing current accounts, savings, investments, and lending products entirely through its app. With a strong focus on technology and user experience, N26 operates as a fully licensed bank and is recognized as one of Europe's most prominent fintech companies.

In Spain, N26 has a significant presence, with a dedicated office in Madrid and a team focused on the Spanish market. The company's work culture is dynamic, fast-paced, and highly international, with English as the primary working language. For international professionals, N26 offers an attractive environment with opportunities to work on cutting-edge banking technology, collaborate with diverse teams, and contribute to the growth of digital banking in Europe.

Industry
Fintech
Founded
2013
Employees
1,000–5,000
Headquarters
Berlin, Germany
In Spain
Madrid

Good to know if you are moving

  • N26 operates with English as the primary working language, making it accessible for international professionals.
  • The company offers a relocation package and visa support for employees moving to Spain or Germany.
  • N26 has a strong focus on professional development, with opportunities for growth in engineering, product, and data roles.
  • The Madrid office is a key hub for the Spanish market, offering roles in engineering, risk, and marketing.
  • N26 provides a modern, flexible work environment with hybrid working options.
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