Pricing Analyst (Life and Non-Life) in Madrid

🤸‍♂️ We bet on flexibility through our hybrid work model: we offer the possibility of teleworking at least three days a week and also sharing time in offices adapted to agile methodology.

💃🏻 We help you balance and disconnect, with flexible hours throughout the year and intensive working days during the summer.

🥰 The best actions for your physical and mental well-being (free health insurance, physiotherapy in the office, healthy living initiatives, etc.) and a wide range of social benefits and advantages (the company makes a high contribution to your pension plan, retirement savings insurance, flexible remuneration, training grants, Christmas gifts, etc.).

🏔️ Development opportunities at all levels through cross-functional and international projects. We have recognition actions, variable compensation for everyone, and continuous feedback. Our management model is based on having quality conversations on a recurring basis, where you will play a leading role.

💙 Culture: 80% of employees are proud to work at Aegon. We are an international, close, and empathetic company.

The job opportunity of your life

Would you like to help people live their best life? That is what we dedicate ourselves to every day. We achieve it because we are a company of people caring for people, with curiosity, connected to the reality surrounding us, and focused on leaving the world better than we found it. We are always learning from our customers and from other people.

We hope you are as passionate about it as we are!

We are one of the world's most important insurers, made up of positive, dynamic, and committed people who make things happen. We believe that our diversity adds value to our teams, our culture, and our customers. We know that the best ideas and solutions arise in inclusive environments where we all feel seen, heard, and valued so that we can develop our full talent.

We have been recognized as one of the best places to work in Spain by the Forbes list and the Actualidad Económica ranking, and we have the best value proposition for all of us who are part of Aegon:

We are looking to hire a Senior Actuary in our Technical Department, with a focus on pricing and technical monitoring of Life Risk and Non-Life portfolios, ensuring their profitability and sustainability.

• Design, develop, and optimize rating and pricing models, analyzing the sufficiency of premiums, surcharges, and provisions, and monitoring technical profitability.
• Analyze portfolio evolution, monitoring loss ratios, persistence, actuarial hypotheses, and deviations to identify improvement opportunities and propose actions on tariffs.
• Develop actuarial and predictive analyses and models, using tools such as Python and R to improve pricing, risk segmentation, and analytical capacity.
• Perform actuarial valuations and projections, including new business, Solvency II, and IFRS 17, as well as providing support in the rating of Life Risk groups.
• Collaborate cross-functionally with Commercial, Finance, Risk, and IT areas, providing technical support and guaranteeing the correct interpretation of results, methodological documentation, and regulatory compliance.