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Credit Rating Analyst

Hybrid in Madrid·Added over 5 years ago (last checked 22 Oct)

Agency
ETHIKOS

143 open roles

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Our summary

Work mode
Hybrid, Madrid
Languages
French
Experience
5+ years
Education
University degree

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Skills

Nice to have

Requirements

What we're looking for

  • Proficiency in advanced French (to be tested).
  • 5 to 8 years of experience in SME credit risk analysis, either in the risk department or as SME commercial management manager, preferably in banking or credit insurers.
  • Technical financial knowledge and knowledge of current European regulations.
  • Ability and agility to recognise and gather valid market information.
  • Degree in Economics and Finance.

Nice to have

  • CFA (Chartered Financial Analyst), CAIA (Chartered Alternative Investment Analyst), CIIA (Certified International Investment Analyst) certifications will be a plus.

Pay & benefits

What you'll get

  • Being part of an innovative project at European level with a wide range of development opportunities.
  • Being part of a company with a B-Corp seal focused on the financial inclusion of small companies.
  • Stable project with salary according to experience and development plan.

The role

Would you like to help increase the financial inclusion of small businesses? Would you like to grow your career with a company that cares about making a positive impact on society?

At Ethikos, we are looking for a Credit Rating Analyst, bilingual in French, for the first European Rating Agency specialised in SMEs, based in Madrid.

What you'll do

What tasks will you perform on a day-to-day basis?

  • Credit risk assessment of SMEs, providing creditworthiness recommendations.
  • Analysis of financial statements, qualitative information and understanding of credit assessment tools.
  • Writing risk assessment reports, synthesising critical factors that support the overall recommendation and establish predictive High Quality models.
  • Contribute to proactively improve internal credit assessment tools.
  • Have high decision making and qualitative credit risk information gathering and assessment skills in the SME field.
  • Plan and organise the workload of the teams to ensure the achievement of the set objectives.

Hiring process

If you are interested in adding your value, please contact us!

About ETHIKOS

Ethikos is a Spanish organizational transformation and HR consulting firm that has been operating since 2015. It offers recruitment/selection services, consulting, and training programs, and works around three pillars it calls "Sistema Humano" (talent, leadership, culture), "Herramientas" (its own methodology, including the CSM created in 2018 and six diagnostics), and "Consciencia" (applied neuroscience, purpose, and AI). The company reports more than 600 transformation projects and over 3,000 selection processes completed.

As a recruitment and HR consultancy, most vacancies published on its job board are positions with client organizations across a wide range of sectors and functions — including sales, finance, supply chain, healthcare, HSE, and technology — in locations across Spain such as Barcelona, Madrid, Girona, Granada, Murcia, and Bilbao, as well as in other countries. International professionals should be aware that applying through Ethikos typically means being recruited for a client company rather than for Ethikos itself, though the firm also hires for its own team (e.g., Recruiter Consultant roles). Its website and careers platform are available in Spanish and English.

Industry
Recruiting
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