Payments and Regulation Analyst (PSP Services)

• Joining a dynamic and innovative technology company, with a privileged position in the payments sector in Spain and Europe.
• Professional career development.
• Competitive salary package.

LANGUAGES

High level of English, essential for monitoring European regulatory and sectoral documentation, as well as for relations with financial institutions, payment infrastructures, associations, European bodies, and peer companies in other countries

A leading technology company in payments is looking for a Regulation, Payments, and Services Analyst for PSPs. A minimum of 3 years of experience is required in consulting, financial institutions, fintechs, payment service providers, electronic money institutions, market infrastructures, or companies linked to the payments and financial services ecosystem.

• Research, analysis, and monitoring of national and international trends in the field of payment instruments, means of payment, payment services, open banking, instant payments, fraud prevention, digital identity, and new forms of digital money.
• Analysis of European and national regulatory developments applicable to the payments and financial services ecosystem, including PSD3, PSR, FiDA, DORA, Instant Payments Regulation, SEPA Rulebooks, and other relevant sectoral initiatives.
• Preparation of functional analyses, strategic documents, executive reports, sectoral notes, and presentations for working groups, internal committees, and participating entities.
• Participation in the functional and strategic definition of new sectoral services driven by the company for banks, payment institutions, electronic money institutions, and other payment service providers.
• Support in the evolution and improvement of existing services, identifying new market needs, benchmarking, innovation opportunities, and potential development lines.
• Liaison and collaboration with financial institutions, fintechs, sectoral associations, European infrastructures, and other relevant actors in the payments ecosystem.
• Participation in working groups, sectoral initiatives, and national and European forums related to payments, regulation, and financial innovation.
• Ability to connect information from multiple sources—regulation, market, technology, European initiatives, financial institutions, or fintechs—and convert it into useful conclusions for decision-making and the development of new services.

• Leading payments technology company
• Seeking a Payments, Regulation, and Services Analyst for PSPs

Minimum of 3 years of experience in consulting, financial institutions, fintechs, payment service providers, electronic money institutions, market infrastructures, or companies linked to the payments and financial services ecosystem.

Personal skills

• Intellectual curiosity and a strong interest in understanding how the payments and financial services ecosystem evolves.
• Analytical and consultative mindset.
• Ability to research, delve into complex topics, and connect information of different natures.
• Genuine interest in innovation, financial regulation, and digital transformation.
• Ability to stay up to date with regulatory, functional, and technological trends.
• Structured thinking and attention to detail.
• Synthesis capacity and the ability to convert complex information into clear and actionable messages.
• Excellent written and oral communication skills.
• Proactivity, autonomy, and a continuous learning mindset.
• Organization and the ability to simultaneously manage different topics and projects.
• Teamwork and ease of operating in collaborative and multidisciplinary environments.
• Interest in technology applied to financial services and digital payments.

• Experience in preparing functional, regulatory, or strategic analyses.
• Knowledge of the payments ecosystem and the main payment instruments and services.
• Familiarity with SEPA payments, instant payments, account-to-account payments, Request to Pay, Bizum, open banking, or payment initiation.
• Experience in projects developed with banks, fintechs, payment institutions, or technological providers in the financial field.
• Knowledge of European and Spanish regulation applicable to the field of payments and financial services.
• Ability to interpret regulatory, functional, or technical documentation and extract business implications.
• Previous experience in strategic, functional, or regulatory consulting linked to the financial sector will be valued.
• Good command of PowerPoint, Word, and Excel.