Banking Architect Consultant

Requirements

• 4-8 years or more of experience in banking consulting and/or banking implementation projects, performing technical or solution architecture roles.

• Demonstrable experience participating in banking transformation programs as a Solution Architect / Technical Architect / Lead Architect.

• Solid knowledge of banking domains (core banking, payments SEPA/SWIFT/ISO 20022, digital onboarding, risk/compliance/reporting).

• Experience with cloud platforms (AWS, Azure, or GCP) and modern architectures (microservices, event-driven, API-first, Domain-Driven Design).

• Knowledge of banking platforms or core packages (experience with Temenos, Oracle Banking/FLEXCUBE, Mambu, Intellect Design, SAP, among others, is valued).

• Fluent English (oral and written). Other languages are valued.

• Excellent communication skills to present complex topics to executive audiences.

• Availability to travel to client sites as required.

Additionally, we offer other benefits such as:

• Medical, Life, and accident insurance

• Medical services and wellness programs

• Flexible compensation program and stock purchase plan

• Flexibility programs (working hours, days off, vacations...)

• Individualized training plan

• Sustainability programs and Accenture Foundation

• Employee diversity networks

• Other benefits: Bankinter Office with special conditions and profit sharing

At Accenture Consulting, we accompany leading financial institutions in their most strategic transformation processes, combining business vision, technological innovation, and excellence in execution. You will work on high-impact projects in international and highly regulated environments, collaborating closely with C-level clients and multidisciplinary teams to drive end-to-end change.

We are looking for a Banking Architect to lead the analysis, design, and delivery of end-to-end architectures in banking consulting and implementation programs. You will be the primary technical reference for clients and delivery teams, combining deep banking knowledge with mastery of modern technologies to drive digital transformations in financial institutions.

• Lead the analysis and design of target-state architectures for core banking, digital channels, payments, cards, and CRM, ensuring functional and technical consistency.

• Define and guide the evolution from monolithic platforms toward modular, cloud-native, and API-first architectures (microservices, event-driven, DDD), including decoupling criteria and migration strategy.

• Produce high-level architecture artifacts (HLD), architecture diagrams, flows, and integrations to clearly communicate solutions to technical teams and executive stakeholders.

• Participate in pre-sales activities (proposals, RFPs, solutioning, estimations) and recommend core banking packages and ecosystem solutions (e.g., Temenos, Mambu, Finacle, Oracle FLEXCUBE, nCino, Salesforce FSC).

Responsibilities

• Act as the main architecture reference and advise clients on defining technology and solution roadmaps, aligning business objectives, regulation, and technical feasibility.

• Design integration architectures for open banking and API ecosystems, considering security patterns, versioning, API governance, and observability.

• Define integration and messaging strategies (REST/SOAP, Kafka, MQ, Apache Camel, or equivalents), ensuring resilience, traceability, and performance.

• Ensure DevSecOps best practices and continuous delivery: CI/CD, Infrastructure as Code, containerization (Docker), and orchestration (Kubernetes) in regulated environments.

• Collaborate with data teams to align data architecture and analytical/BI capabilities (modeling, data platforms, reporting) where applicable to banking use cases.

• Consider relevant regulatory frameworks (e.g., PSD2, Open Banking, DORA, Basel III, AML/KYC) in solution design, including security, continuity, audit, and compliance requirements.

• Mentor junior architects and promote technical standards and quality within the team.

• Drive Agile ways of working and scaling frameworks (SAFe/Scrum) in complex, multi-country environments.

The role is based in Madrid, with a hybrid work model, working some days from home and others in the office, where you will be able to create interesting synergies with the rest of your team. It is essential to reside in Spain and have a work permit in Spain.