Wholesale Risk Senior Manager

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BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

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The GRM CIB Project Finance Area is responsible for carrying out the credit risk admission process for this product typology within the BBVA Group, as well as performing the monitoring, control, and reporting of the Project Finance portfolio by identifying the main risks to be highlighted in the various internal committees of the group, as well as tasks related to the definition of risk appetite, management of requests regarding portfolio operations, and active contribution to the improvement of processes, models, and data quality.

As a Wholesale Risk Senior Manager in the Risk CIB Structured Finance team, you will be the fundamental pillar to guarantee analytical rigor, credit admission, and proactive control of the credit risk of the BBVA CIB global Project Finance portfolio. Your role will not only consist of evaluating complex structured finance transactions, but also acting as a strategic partner (Client First) that balances the entity's risk appetite with the development of innovative and international financial solutions.

• Credit Admission and Analysis of Complex Structures: Lead the evaluation, economic-financial analysis, and structuring of credit proposals for Project Finance operations on a global level.

• Mitigation and Defense in Committees: Identify, quantify, and mitigate the key risks of each transaction, defending proposals before Senior Management Credit Committees with technical criteria and independence.

• Active Portfolio Management and Monitoring: Continuously monitor operations in the portfolio (Waivers, amendments, restructurings), ensuring early detection of alerts and compliance with the established risk appetite framework.

• Financial Modeling and Programming: Develop, audit, and stress complex financial models (Cash Flow Analysis, DSCR, LLCR) under various macroeconomic and market scenarios.

• Sectoral and Process Leadership: Actively contribute to the technological innovation of the area, optimizing specific rating models, governance processes, data quality, and regulatory/internal reporting.

• Global Collaboration (One Team): Coordinate transversally with Front Office teams (Origination/Execution), rating agencies, technical/legal advisors, and local risk units in CIB geographies.

III. Required Profile: Technical Requirements and Competencies

To ensure an excellent fit with the dynamics of Corporate & Investment Banking, the ideal candidate must meet the following rubric:

• Base Education: Bachelor's Degree or Degree in Economics, Business Administration, ADE, Mathematics, Engineering, or Law.

• Experience: Between 7 and 10 years of a solid and demonstrable career in credit risk analysis or structuring functions within the Project Finance sector (investment banking, rating agencies, or infrastructure/energy debt funds).

• Advanced Financial Analysis: Expert mastery in financial statement analysis, balance sheet projection, and cash flow (Project Finance Modeling).

• Specialized Certifications (Highly Desirable): CFA (Chartered Financial Analyst), FRM (Financial Risk Manager), or a Master's degree specializing in Quantitative Finance.

• Systems and Programming: Advanced knowledge of sectoral rating tools, advanced Microsoft Office (Excel/VBA), and data analysis/programming tools (Python, SQL, R, or others) oriented towards risk automation.

• Languages: English C1/C2 Level (Professional Fluency). Daily use of the language is indispensable for international committees and the negotiation of contracts governed by foreign law (English/NY).

• Analytical Rigor: Absolute mathematical precision and the ability to distill complex market variables into concise risk opinions.

• Client Vision: Ability to understand the CIB client's business without compromising independence and the health of the bank's balance sheet.

• Resilience: Ability to work with high quality standards under pressure and facing deliverables with very tight deadlines (Time to Market).

• Think Big: Proactivity to propose methodological improvements, digitalization of risk tools, and optimization of data use.

• One Team: Global collaborative mindset that breaks functional silos between business areas and the risk control team.

Client Orientation, Empathy, Ethics, Innovation, Proactive Thinking