New Financing Models Technical Specialist

What do we need from you?

• Degree or engineering related to the scientific and technological specialization (Mathematics, Statistics, Engineering,...)
• Essential knowledge of statistics and experience in Machine Learning.
• Knowledge of programming languages: R, Phyton, Knime, SQL, etc.

• Knowledge and experience in the banking business.
• Knowledge of visualization tools (Qlik, Shiny, Carto, etc)
• Knowledge of graph tools (e.g., NEO4J)
• Ability to extend modeling conclusions to business users.
• Training in econometric models.
• Training in Cloud environments for data science.

At Banco Cooperativo de Crédito, we need to recruit New Financing Models Technical Staff.

• Develop and maintain up-to-date granting models (scoring and rating) used in the new contract granting process.
• Build and review the monitoring models (scoring and rating) used by the Group to periodically measure the credit risk of the live portfolio, as well as to establish action policies for customers.
• Define how the direct results of the granting models should be transformed for use in the granting process. Propose the rules to be applied to the results of these models and the way in which their final decision is determined.
• Establish and maintain up-to-date policies for the use of the various monitoring models.
• Perform periodic monitoring of the granting and monitoring models developed by the Organizational Unit to ensure their proper performance.
• Establish the precise criteria for the correct implementation in computer systems of the developments carried out by the Organizational Unit.
• Adequately document the developments of the Organizational Unit.
• Prepare and maintain up-to-date internal procedure manuals corresponding to the Organizational Unit.