Product Risk Manager

Beyond a technical fit, we are looking for someone who:

• Is familiar with financial markets and the different existing financial instrument alternatives.
• Wants to relate theoretical knowledge of financial instruments with how the marketing of these products is articulated internally at CaixaBank.
• Feels comfortable working with data, performing calculations, and transmitting information with obtained conclusions.
• Has initiative, a proactive attitude, and a commitment to continuous learning, also autonomously when necessary.
• Enjoys working in a team and collaborating with different areas.
• Has initiative and a desire to contribute.

We will particularly value:

• Degree in Mathematics, Statistics, Business Administration, Economics, or other similar disciplines.
• Proficiency in the main risks associated with financial products (liquidity, market, and credit), in products such as fixed income, equities, investment funds, pension funds, unit linked, alternative investment products, structured products, etc.
• Knowledge of investment management through investment funds, managed portfolios, or pension funds, including the ability to handle performance indicators and risk indicators.
• Familiarity with the regulatory framework applicable to asset management, investment advice, and custody.
• Proficiency in office tools (Excel, PowerPoint, Word, Access)
• Knowledge of database exploitation tools (for example, SQL or SAS) will be valued.

• Be part of the most innovative Bank in Western Europe, according to The Innovators awards from the American magazine Global Finance.
• Onboarding program and personalized support for your professional development.
• Individual training plan with access to our online platform, which offers an extensive catalog of self-learning resources to foster your continuous growth.
• You will have a complete health insurance plan entirely free of charge for you. In addition, you will be enrolled in the Pension Plan, to which CaixaBank will make contributions with your future in mind.
• Flexible compensation applied to transportation, training, languages, childcare, among others.
• Flexibility measures (remote work, flexible entry).
• We hold the Top Employer certification, which recognizes us as one of the best companies to work for

The product risk team ensures that clients receive the best possible treatment when we provide investment services such as: (i) investment management through investment funds and pension funds, (ii) discretionary portfolio management services, or (iii) investment advice.

In these activities, the final result obtained by our clients in their investments could lead to a perception of failure to meet their expectations. Therefore, it could deteriorate client trust in the CaixaBank Group, which could result in losses or lower income generation in those activities. This is what we call fiduciary risk.

Expert in financial market risks, with high knowledge of both the entire range of financial instruments traded in the markets and the functioning of the markets themselves and their risks, whose function is to evaluate and/or monitor the risks of the Entity's financial portfolios, of the financial products marketed to clients, or of the (structural) financial risks of the balance sheet.

• Participate in the review of new investment product and service proposals before their approval.
• Help ensure that adequate mechanisms exist to manage the fiduciary risk associated with the aforementioned activities.
• Ensure that these mechanisms function correctly on a day-to-day basis.
• Prepare and share information regarding fiduciary risk in the Global Risk Committee.
• Work continuously with business areas to learn about new initiatives or important changes in investment products and services.
• Collaborate closely with the Compliance and Legal departments to have a complete view of the risks associated with these activities and the control mechanisms incorporated by these areas.
• Maintain contact with other entities within the Group to ensure a common approach to the treatment of fiduciary risk.

S.2.2 HUMANISM - LEADERSHIP AND TEAM DEVELOPMENT / SELF-LEADERSHIP

Tools, systems and specific applications for financial markets.

H QUANTITATIVE TECHNIQUES AND RISK VALUATION / DESIGN AND MODELING