Payments and Digital Assets Transformation Manager

• University degree, preferably in Economics, Business Administration and Management, Engineering, Mathematics, or related disciplines.
• High level of English, both oral and written.
• Minimum of 6-8 years of experience in payments, treasury, financial transformation, digital assets, or digital financial services areas.
• Demonstrable experience in initiatives related to payments and digital assets.
• Knowledge of cryptocurrencies, stablecoins, asset tokenization, and decentralized finance (DeFi) models.
• Knowledge of blockchain technology, smart contracts, and Web3 ecosystems.
• Experience in the integration of payment gateways, APIs, and digital financial solutions.
• Knowledge of custody models, wallets, and security associated with digital assets.
• Knowledge of applicable regulatory frameworks, especially MiCA, PSD2, AML, and KYC.
• Analytical skills and results orientation.
• Strategic vision regarding the evolution of payments and new digital financial ecosystems.
• Ability to lead transformation initiatives and coordinate multidisciplinary teams.
• Communication and interpersonal skills with business, technology, and operations areas.
• High capacity for adaptation and working in innovative and constantly evolving environments.

• Be part of the most innovative Bank in Western Europe, according to The Innovators awards from the American magazine Global Finance.
• Onboarding program and personalized support for your professional development.
• Individual training plan with access to our online platform, which offers an extensive catalog of self-learning resources to foster your continuous growth.
• You will have a complete health insurance plan entirely free of charge for you. In addition, you will be enrolled in the Pension Plan, to which CaixaBank will make contributions with your future in mind.
• Flexible compensation applied to transportation, training, languages, childcare, among others.
• Flexibility measures (remote work, flexible entry hours).
• We hold the Top Employer certification, which recognizes us as one of the best companies to work for.

CaixaBank is a socially responsible financial group with a long-term vision, based on quality, proximity, and specialization. It offers a value proposition of products and services tailored to each segment, assuming innovation as a strategic challenge and a differentiating trait of its culture. Its leading position in retail banking in Spain and Portugal allows it to play a key role in contributing to sustainable economic growth.

The objective of this call is the recruitment of a Payments and Digital Assets Transformation Manager, responsible for driving the evolution of payment models through the incorporation of capabilities associated with digital assets, blockchain technology, and new digital financial ecosystems.

The position will integrate functionally within the Payments area, forming part of strategic initiatives led from the Transformation Directorate, with the objective of designing and implementing new capabilities that allow traditional payment services to evolve towards more efficient, secure, and innovative models.

The mission of the area is to define and develop digital payment and tokenized asset solutions, supporting the transformation of the payments function through the adoption of blockchain technologies, new settlement schemes, specialized payment gateways, and emerging decentralized finance (DeFi) models, ensuring at all times proper risk management and regulatory compliance.

The main areas of focus include:

• Definition and evolution of digital payment models based on digital assets and blockchain technology.
• Design and integration of payment solutions using cryptocurrencies, stablecoins, and tokenized assets.
• Evaluation of new capabilities linked to decentralized finance (DeFi) and Web3 technologies.
• Optimization of national and international payment processes through emerging technologies.
• Collaboration with business, technology, operations, risk, and compliance areas for the development of new solutions.

The main responsibilities of the role include:

• Define the strategy and roadmap for initiatives related to digital payments and digital assets.
• Participate in the design and implementation of new payment capabilities based on blockchain and associated technologies.
• Analyze market trends and the digital financial ecosystem to identify transformation opportunities.
• Design operating and functional models associated with new digital payment and asset services.
• Evaluate and drive the integration of payment gateways based on crypto-assets and DeFi solutions.
• Collaborate in the definition of custody, security, and digital asset management models.
• Coordinate cross-functional initiatives with technology, operations, and business teams.
• Define monitoring indicators and performance measurement for implemented initiatives.
• Ensure compliance with applicable regulatory frameworks regarding payments and digital assets.
• Contribute to the internal adoption of new capabilities, acting as a functional reference in the payments and blockchain field.

Accompany and manage end-to-end one or several strategic projects or programs linked to digital payments, digital assets, and blockchain technology, participating in their definition, design, implementation, monitoring, and evolution. Direct, coordinate, and guide assigned internal and external resources, ensuring compliance with business objectives, execution deadlines, quality standards, regulatory requirements, and the expectations of various stakeholders.

S.2.2 HUMANISM - LEADERSHIP AND TEAM DEVELOPMENT / SELF-LEADERSHIP