Senior Credit Risk Banking

• STEM education (engineering, mathematics, statistics...).
• Solid knowledge of data analytics and programming tools.
• Between 2 and 5 years of experience with these tools, preferably in the financial risk sector.
• High level of English.

🤩 High-impact projects where you will have a long career and learning path

⚽ Good atmosphere inside and outside the office: you will enjoy several team-building activities per year, cultural and sports activities... and much more!

🧘♀️ Comprehensive well-being: take care of yourself with our physical, mental, and financial health program... and with a medical team in the offices!

🤲 Social impact: You can sign up for a large number of national and international volunteering opportunities and pro-bono projects to put your time and talent at the service of those who need it most

🗣️Feedback and continuous learning culture: you will grow in an inclusive environment where equal opportunities and your personalized training plan will boost your development. Can you already see yourself at the Deloitte University in Paris?

🤝 Exclusive benefits for being part of Deloitte: you will be able to enjoy a wide catalog of benefits and a comprehensive flexible compensation plan

If you like what you read, these are your next steps:

Imagine yourself participating in the transformation of the leading national and international organizations?

At Deloitte, we are committed to making an impact on society, our clients, and you.

We are looking for a person to join our Banking Risk department immediately, within the Credit Risk Data area.

• You will collaborate with one of the leading banking entities in Spain, participating in strategic projects within the credit risk field.
• You will be part of initiatives with a direct impact on decision-making, addressing real and highly complex problems.
• You will develop a hybrid profile, combining advanced technical analysis with an understanding of the banking business.
• You will work in a highly qualified team, composed of professionals who are experts in their respective areas.
• You will assume progressive responsibility over deliverables and client relationships from the early stages of the project.
• Processing and exploitation of large volumes of data using tools such as Python/SAS.
• Analysis of the obtained data to reach conclusions oriented toward decision-making.
• Evaluation of alternatives and design of solutions adapted to client needs, with an analytical and business-oriented approach.
• Direct communication with clients, participating in the definition, development, and monitoring of projects.
• Collaboration with entities in responding to supervisory requirements (audits, findings, regulatory recommendations, etc.)
• Development of backtesting to evaluate portfolio performance and define classification or cure criteria for operations
• Design and construction of dashboards in Power BI for KPI monitoring and reporting.
• Calculation of impacts derived from the implementation of new provisioning models (PD and LGD models).
• Support in the monthly monitoring of the P&L (obtaining marking perimeters in UTPs, defaults, etc., and calculating the cost of said reclassification).
• Creation of tables with the main customer monitoring drivers to evaluate their current situation.

☯️ Hybrid-flexible day-to-day: you will have flexible hours and a good balance between remote work and teamwork in our offices or those of our clients