Life and Accident Claims Handler

There are moments in a person's life when agile, clear, and human management makes all the difference. In this position, you will not only process Life and Accident claims; you will help customers, beneficiaries, and families receive answers in especially delicate situations, combining technical rigor, sensitivity, and a vocation for service. At NN España, you will work with a team that values quality, continuous improvement, and the positive impact we generate for our customers every day.

Before applying, please note that this vacancy is offered under a replacement contract modality. For this reason, the selected person must be in a legal state of unemployment on the start date.

Your mission will be to guarantee rigorous, agile, and human management of Life and Accident claims, ensuring compliance with contractual and regulatory obligations while offering customers and beneficiaries a clear, close, and high-quality experience during moments that are especially important to them.

• You will comprehensively manage Life and Accident claim files, from their opening to their final resolution.
• You will analyze coverage, exclusions, medical, and contractual documentation to determine the validity of each file.
• You will coordinate the relationship with medical, legal, and financial teams as well as external providers to guarantee efficient processing.
• You will accompany customers, beneficiaries, and intermediaries through clear, professional, and empathetic communication.
• You will drive operational improvements, control actions, traceability, and fraud prevention measures that contribute to increasingly efficient management.

You will manage files from start to finish: you will have autonomy and visibility over the entire claim lifecycle. You will be able to analyze, decide, and intervene directly in cases with a real impact on customers and beneficiaries.

Your professional judgment will be important: we are not looking for purely administrative management. You will participate in the technical and contractual analysis of each file, providing your knowledge to offer solid resolutions aligned with regulations.

You will work with different expert areas: you will collaborate with medical, legal, and financial teams as well as external providers, expanding your vision of the insurance business and enriching your professional development.

You will be able to drive process improvements: we value ideas that help simplify procedures, improve the customer experience, and increase operational efficiency. You will have the opportunity to actively contribute to that evolution.

You will have real flexibility: you will have a hybrid model, flexible hours, and intensive summer working days so that you can organize your work in a more balanced way.

You will develop your career in a solid company: you will be part of the NN Group, an organization with a long history in the insurance sector and a constant commitment to learning, internal mobility, and professional growth.

"Will I only manage administrative tasks?" No. Although document review is an important part of the job, the true value of this position lies in the analysis of each case, decision-making, and coordination with different stakeholders to reach the best possible resolution.

"Will I have contact with customers?" Yes. You will maintain communication with customers, beneficiaries, and intermediaries, especially during sensitive moments. Therefore, the ability to communicate with clarity and closeness is as important as technical knowledge.

"Are there complex cases?" Yes, and that is precisely where this position becomes most enriching. You will manage files related to inheritances, beneficiaries, disability, conflicts between parties, or possible fraud situations, always with the support of internal specialists when necessary.

"Will I be able to continue developing professionally?" Of course. NN is committed to continuous learning and offering development opportunities so that you continue expanding your knowledge and responsibilities within the company.

• You have experience managing Life and Accident claims: If you have already worked for 3 to 5 years in this field, it will be easier for you to analyze coverage, interpret documentation, and provide judgment from day one.
• You feel comfortable working with legal and contractual documentation: Much of the value you will provide will be related to your ability to review policies, reports, and legal documentation with rigor and precision.
• You combine attention to detail with a global vision: Detecting possible incidents, validating information, and guaranteeing regulatory compliance requires a meticulous eye without losing sight of the full context of each file.
• You know how to manage sensitive conversations professionally: you will have contact with people going through complex situations. Your ability to communicate with empathy and generate trust will be key to offering an excellent experience.
• If you enjoy identifying opportunities for optimization, automation, or process digitalization, you will find space to propose and participate in continuous improvement initiatives.
• You have formal training: your training will help you navigate more easily in a technical, regulated environment with a high level of responsibility.

If you enjoy combining analysis, technical management, and customer orientation, and you are looking for an opportunity where your work has a tangible impact on people's lives, this could be your next professional stage.

At NN España, you will find the stability, development, and flexibility to continue growing while contributing to providing peace of mind when it matters most. We are waiting for you.

At Nationale-Nederlanden, we are committed to diversity. We are proud to be an inclusive company that offers equal opportunities regardless of race, culture, gender, gender identity, religion, nationality, age, ability, marital status, or sexual orientation. One of our core values is caring for our employees so they can give their best in an environment of respect.