Credit Section Commercial Manager

If you are passionate about the sector, looking for a collaborative work environment and a company committed to the well-being of people and society, this is the place for you!

At Cofares, we practice Smart Healthing, a concept of service and relationship between people with a clear objective: the employees. Therefore, we are looking for professionals who bet on innovation, technology, and constant evolution.

Join our revolution! Join Smart Healthing!

• To be part of a 360º company that acts comprehensively in the world of health.

• Together, let's drive the healthcare ecosystem of the future.

• To transform with every challenge using technology and innovation as the main tools of our projects.

• To create a diverse culture where people are what matters, betting on personal and professional development and growth.

• Team management and coordination: Organize commercial support and distribute tasks and workloads among the staff under your charge.

• Commercialization and loyalty: Coordinate the acquisition, sale, and retention of financial products (accounts, term deposits, loans, credit lines, and solutions from collaborating entities).

• Partner service and development: Provide personalized service and advisory to the Cooperative's partners, both in person at the office and through external commercial visits.

• Operational control and quality: Supervise and ensure the correct execution and regulatory compliance of all operational processes linked to financial products.

• Operations with collaborating entities: Manage, verify, and formalize the financing operations channeled through associated financial entities.

• Risk and delinquency control: Collaborate in the monitoring and management of delinquency within the office / Financial Agency, in close coordination with the risk departments of Cofares and Banco Santander.

• Liaison with AF Santander: Maintain and channel the operational and institutional relationship with the Santander Financial Agency, in coordination with the area manager.

• Profitability and departmental management: Ensure operational efficiency, resource optimization, and the achievement of the department's profitability objectives.

• Continuous improvement: Design and propose optimization plans for operational processes, new product development, and commercialization strategies to Management.

• Business vision: Strategic thinking, commercial sense, and a clear orientation toward objectives and results.

• Leadership and people management: Demonstrated capacity to coordinate work teams, motivate, delegate effectively, and drive talent development.

• Interpersonal skills: Excellent communication skills, ability to liaise at different levels, negotiation, impact, and influence.

• Personal effectiveness: Proactivity, initiative to resolve contingencies, autonomy, and flexibility to adapt to regulated and dynamic environments.